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20260808 090000 UTC
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[00:00:00] information, intelligence driven security uh strategy
[00:00:04] will also drive this process. I also happy that
[00:00:07] uh the military, especially the retired major on this program who
[00:00:11] is also bringing
[00:00:13] of the issue is understandable and we appreciate. you also know
[00:00:17] that by the time you bring a retired police officer,
[00:00:19] a retired civil uh civil defense officer, you find that they will
[00:00:23] also speak from their own point, but the point remains is
[00:00:27] that a step has been taken in the... area of catering for the
[00:00:31] military and I believe that the next few months or
[00:00:35] days to come we will begin to see reciprocacity from the
[00:00:39] military where the more the moral booster will
[00:00:42] begin to show in the area of defense for
[00:00:46] the ordinary Nigerians and their motivation to serve uh
[00:00:50] and also most importantly is that as we continue in
[00:00:54] this journey it also
[00:00:56] of show shows that Mr. President is also prioritizing the issue. of
[00:01:00] security, because don't forget that as a president you have issues
[00:01:04] of education, chasing funds, health and all that, and
[00:01:08] also to add to what the other speakers said, we have had programs that
[00:01:12] also the military families benefit like the
[00:01:15] Nelfond, the children
[00:01:17] of the military are also beneficiaries of those sort of
[00:01:21] safety nets that
[00:01:22] are able to reach not only to a
[00:01:24] a particular area that to the generality of nigerians, so I
[00:01:27] believe
[00:01:28] in that
[00:01:28] of we will be able to see a lot of increment in the area of
[00:01:32] operational uh standard operational procedures
[00:01:35] of the military and then
[00:01:38] the the also important to state at this point that the increment in salary
[00:01:42] also comes with the increment, i believe with
[00:01:45] of allowances, so you
[00:01:46] of are saying that you are making the military more attractive, which
[00:01:49] you bring
[00:01:50] in higher level and higher standards and ensure that very
[00:01:54] important personnel are also kept within the system to be able to improve the
[00:01:58] military, that just
[00:02:05] down and that is the fact
[00:02:08] of that um the salary increase is
[00:02:12] of like roofing
[00:02:14] but there are other pillars that needs to be strengthened and I think those are the
[00:02:18] pillars that captain Omar and
[00:02:22] Dr. Gen have been mentioning. Payment for the
[00:02:25] of men is admirable is greatly appreciated
[00:02:29] from what. everyone has been saying, but then
[00:02:33] uh, you've also
[00:02:34] of spoken to the fact that the president has given
[00:02:36] a clear order, so uh, no ambiguity about that
[00:02:40] one, from September everyone gets their pay rise, but then there are some other
[00:02:44] things, operational, funding, operational uh,
[00:02:48] stuff, operational needs
[00:02:49] of the men, um,
[00:02:51] you know, the cycle of rotation and all those
[00:02:54] things, those are other
[00:02:57] of concerns that have existed in the milit. before
[00:03:01] of now, in they have also spoken
[00:03:04] in about sabotage, how we manage those
[00:03:07] things so that they don't frustrate the men who are
[00:03:11] of working assiduously to keep us as one as nation, and
[00:03:15] then the fact that you know the insider
[00:03:18] me you workings, particularly in the communities also frustrate, maybe the word
[00:03:22] is also sabotage, the efforts
[00:03:24] of the men, how do you see yours
[00:03:27] helping with those other?
[00:03:30] of legs of our of our fight against insurgency
[00:03:33] so that the work that we expect this, the
[00:03:37] work of encouraging and motivation that we expect this increment to
[00:03:41] do will actually be done without a fear of
[00:04:00] reason he can hear us now,
[00:04:02] of because I think that's one
[00:04:03] of the other um matters there that that need to
[00:04:06] be uh understood, yeah, salary increase is
[00:04:10] good, but if you have to spend that money fending for
[00:04:13] yourself, yeah,
[00:04:15] of you know, making sure that you
[00:04:16] are able to do the work that day, right, and and there's also the the inflation,
[00:04:20] you know, we also have inflation, by the time they pay that money does
[00:04:24] inflation
[00:04:24] of also eat it up such that at the end
[00:04:27] of the day really doesn't make any sense, so there's no, Unfortunately there is no
[00:04:31] special uh what do you call it now? there's no special
[00:04:35] market yeah for for the military military and I
[00:04:38] of don't even think that uh any private employer would or
[00:04:42] rather private business would want to be given that
[00:04:46] lakuna so to speak
[00:04:48] of buse and everyone will just go and buy a
[00:04:50] camouflage
[00:04:54] I'll be I'll be just be using it to to
[00:05:08] uh but then there is also the issue that people have also raised joke about.
[00:05:13] other services, yeah, would they also raise come
[00:05:17] up in arbs and say no, we have to increase our moneys as well, I'm actually
[00:05:20] expecting so-called press conferences and
[00:05:23] calls, if they don't do it, individuals labor will probably come and
[00:05:27] say, okay, what's good for the gees is also good to for
[00:05:31] the gand, there's someone someone came on, I think on our
[00:05:35] program on our one of our programs morning brief and the
[00:05:39] pensioners, I don't whether this thing will affect pensioners as well. well,
[00:05:43] well, it probably should, I don't know, well
[00:05:47] it's not part of what has been, yeah, you, I think some
[00:05:50] time you when you raise salaries across board, then it trickles down to
[00:05:54] whatever you equise, I don't like
[00:05:56] ambiguity, well, let it be on, it should,
[00:06:00] it should trickle down, and you know, when you talk about it,
[00:06:04] I think it should, because they will soon come, the military
[00:06:08] pensioners will soon come and say increase, increase our salary or...
[00:06:13] areas as well, yeah, so well, Mr. Dati, I was asking, I hope you
[00:06:16] you, you got what we were saying the other time, the other legs
[00:06:20] of uh, our operations that can help uh
[00:06:24] servicemen to perform well, the sabotige that was
[00:06:28] mentioned, inflation and those other things, so
[00:06:31] that the encouragement they receive now, the moral booster
[00:06:35] that they receive now can actually last and sustain them for longer than he
[00:06:39] should,
[00:07:18] So I was asking the other legs
[00:07:21] the operations of our nation,
[00:07:25] the nation's security apparatus, how, how do
[00:07:29] you see those other legs helping to
[00:07:32] sustain the impact or influence that is
[00:07:36] been expected of this the increment that has been announced
[00:07:39] inflation, the sabotage, operation? funding and all of
[00:07:43] those things, well first and
[00:07:47] foremost is that we should appreciate that a step has been
[00:07:51] taken in the right direction, there is focus has been
[00:07:54] turned to the area of not only paying leap service to
[00:07:58] security, but taking definite steps to
[00:08:02] ensure that something is being done, and uh we can see that
[00:08:05] clearly, and that in itself will not only boost the moral of
[00:08:09] men the armed forces, but also further boost. the other
[00:08:13] paramilitary uh police,
[00:08:16] civil defense and the rest knowing that subsequently it will also get
[00:08:20] to them uh, so we believe that at this point as Nigerians
[00:08:24] we should begin to appreciate the fact
[00:08:28] that so much is being done, so much sacrifices is being done, and so
[00:08:32] much to be done to ensure that we make up for the
[00:08:35] 264 billion nara that is needed to make
[00:08:39] up for this increment and uh we believe. that men the armed
[00:08:43] forces will also reciprocate this confidence that uh
[00:08:47] Mr. President and Nigerians have in them by ensuring
[00:08:51] that with the kind of motivation and concurrent support
[00:08:54] being given to these forces will be able to see lot of
[00:08:58] positive stories coming in, especially in the area of our
[00:09:02] present challenge which has to do with security and also the
[00:09:06] area of sabotage, the area of uh
[00:09:09] other uh equipments that are needed. 'I believe that
[00:09:13] those things are also being worked on and like uh the
[00:09:17] major will also at you agree with me, it's not
[00:09:21] everything on security you say to the public, but because you don't even
[00:09:25] there are several people that are watching, some are looking at how
[00:09:28] what is done and they are also sabotus they are trying sabotage what the
[00:09:32] government is doing, but I believe that is also in the kitty and is
[00:09:36] being done, but I believe that uh the government has showed
[00:09:40] courage, government has showed'. commitment in ensuring that
[00:09:44] they prioritize the issue of security and
[00:09:47] subsequently uh our belief is that men the armed
[00:09:51] forces will also up their game and uh they will
[00:09:55] also uh a channel that moral
[00:09:59] booster into seeing results for the everyday
[00:10:02] Nigeria who are yearning and crying for an improvement in the area
[00:10:06] of security
[00:10:19] the that is chairman governing council for the federal polytechnic in oyo
[00:10:23] state. we've also had Captain Omar retired who's a security expert
[00:10:27] and uh former military officer, we've also heard
[00:10:30] Dr. Guiness, senior researcher, born
[00:10:34] international center for conflict studies,
[00:10:43] do we say the president's comment is a policy statement? no, it's a salary increase
[00:10:47] statement, but we be talking about salary and reality when we return from this
[00:10:51] break.
[00:11:28] This is Binne River
[00:11:31] Life,
[00:11:44] there was a time I avoided
[00:17:03] Well, well, well, policy versus
[00:17:06] reality
[00:17:07] is our... next conversation, particularly in the housing
[00:17:10] sector, as at
[00:17:14] today, Nigeria's housing deficit
[00:17:17] stands at 15.2 million
[00:17:20] units, in other words, well anyway, that's
[00:17:24] a standardized figure established by the national
[00:17:28] housing data technical committee in collaboration with the world
[00:17:32] bank, now to address this massive
[00:17:36] shortage, say federal government
[00:17:39] has made laid out some some rules and current
[00:17:43] national education agenda through
[00:17:46] the renewed
[00:17:48] hope um housing
[00:17:51] agenda and through aggressive
[00:17:54] PPP, financing, financial restructuring and
[00:17:58] legislative interventions. the country is shifting housing
[00:18:01] from a traditional welfare program into a highly
[00:18:05] regulated economic engine. why it has taken us this
[00:18:09] long to get here is something that beats me because a good number of
[00:18:13] us will remember first tax 77 and we
[00:18:16] remember first tax 77 because of houses uh
[00:18:20] you you won the house through some kind of
[00:18:23] i don't know lottery or something and then
[00:18:26] you um you pay over time
[00:18:30] for the uh facility well we have this morning with us um
[00:18:34] architect executive director este services
[00:18:38] at the federal housing authority, he joins us from our abuja studio, thanks for joining
[00:18:42] us this
[00:18:49] let me start a comical note, i'm sure you must have gotten
[00:18:53] so many requests for now that you are there, just can you give a
[00:18:56] house,
[00:19:00] a serious note, yes, because for even
[00:19:04] from your side for over 30 years, i've been here, talking,
[00:19:08] talking, talking, and now you get to where you are not supposed to be
[00:19:12] talking, you're supposed to be showing, and then people come
[00:19:16] with all manner of expectations, and the
[00:19:20] very first thing you want to think of is what they call
[00:19:23] management of expectation, and um,
[00:19:27] sometimes we tell people lies, we raise their hopes
[00:19:31] so high, and at the end the day we dash them,
[00:19:34] you know, a man that was expecting two oranges, and you give him three,
[00:19:38] he's very happy, but a man that you had promised
[00:19:42] him um 10 oranges and you give him five, he's not happy
[00:19:45] because it's like only half, so management of expectation is
[00:19:49] very important, that's why government must be careful in
[00:19:53] communicating their policies. i i've been
[00:19:57] on this seat of housing advocacy for over 30
[00:20:01] years a way back in NTL legos
[00:20:05] channel 10 um over... 30 years ago,
[00:20:09] real estate this week with Patrick Dolla and everything, now
[00:20:12] coming, I can say with every sense of
[00:20:15] responsibility, and please let me say this, I am an
[00:20:19] appointe of Mr. President, but right here in the studio I can get
[00:20:23] text message your appointment has been taken, and I'll go back to
[00:20:27] my constituency, what that means that I have a constituency I came from, and I'm
[00:20:31] going to go back to, so I'm going to be careful the things I
[00:20:34] say so I don't mislead people just...
[00:20:39] um um gain favor the system, that say I
[00:20:43] want to say that for all the past 30
[00:20:45] years, I think this administration has
[00:20:49] done... more for housing than any other
[00:20:52] administration, and I will say the reason, they have been
[00:20:56] able to address it in fundamentals that are being the
[00:20:59] problems in housing for a long time, and that helps
[00:21:03] in laying a foundation. Now, that
[00:21:07] foundation is going to take a little bit of time,
[00:21:10] and I'll give you the timelines specifically. For instance, I'll take
[00:21:14] the federal housing authority where I, I, I serve
[00:21:18] as an executive director. the moment we got in, the first thing
[00:21:22] the government did was to give us dedicated
[00:21:25] ministry and a minister who was an architect and
[00:21:29] now a minister who is an engineer, it helps a lot. the
[00:21:33] second thing was to set up the two main arms of housing
[00:21:36] delivery, federal housing authority, federal and mortgage
[00:21:40] bank to set them up strictly on professional basis
[00:21:44] and not on standard appointments. for
[00:21:47] instance, didn't support the president, I
[00:21:51] was not in APC, as matter of fact, I
[00:21:55] dragged APC, we dragged ourselves up to Supreme Court, so they couldn't
[00:21:59] reward me, they finally defeated me, so they couldn't reward
[00:22:03] me, but Mr. President said, as far as housing is
[00:22:06] concerned, I want this to be based on professional
[00:22:10] consideration, so the five of us
[00:22:13] as the MD, honorable Oyetunde
[00:22:16] Ojo and the four eds are all
[00:22:20] professionals in the industry,
[00:22:24] he was two-time commissioner for for works,
[00:22:27] you know, and dancane was an ed
[00:22:31] with federal mortgage bank, and I came with the vast
[00:22:34] knowledge the understanding the system, so they gave us
[00:22:38] dedicated ministry, gave us professionals as
[00:22:41] ministers and set up the two arms, some professional
[00:22:45] consideration, let me come specifically to
[00:22:48] FHA, we got to FHA,
[00:22:52] we left, let me federal housing authority for the
[00:22:55] past over 55 years have less
[00:22:59] than they have about 50 estates, which is less than an
[00:23:03] estate a year, just just
[00:23:14] the issue of uh, you said the president set out one or two things and that's
[00:23:18] admirable to hear coming from a profession. and a critics such as
[00:23:21] yourself uh we we understand the creation the national social
[00:23:25] housing fund and you've also spoken about the federal
[00:23:29] mortgage bank and and all of that
[00:23:32] but the social housing from we understand is for low income and vulnerable
[00:23:36] groups in society so the question then will be how is this fund being
[00:23:39] protected from systemic administrative
[00:23:43] leakages you know that could make it vulnerable
[00:23:47] to all kinds of things and not be able to achieve. the intended specific
[00:23:51] goals? two things: the
[00:23:55] first is that i always like to lay foundation so that
[00:23:59] whatever i'm saying, i'm saying is interpreted within
[00:24:02] context. um, when my appointment letter
[00:24:06] came and i was given the post of an executive
[00:24:09] director, um, there were two things that were
[00:24:12] specifically mentioned in those um, in that
[00:24:16] letter. as matter of this is the first appointment about. accepted in
[00:24:20] my entire life, i've never accepted any appointment, i've always like
[00:24:24] said let me be a private sector person and speak my mind
[00:24:28] so that mean what i believe i say,
[00:24:30] what i don't believe
[00:24:31] i don't say, but once you
[00:24:32] an appointe they expect you to speak a certain way, which
[00:24:35] like i've just said i will not speak that way, two things, one was
[00:24:39] that there was going to be a housing
[00:24:43] delivery um production hub
[00:24:46] each the six geopolitical zones and two the... was going to
[00:24:50] be social housing trust fund that was
[00:24:54] going to be set up by Mr. President, the next thing that
[00:24:58] happened was that Mr. President said he was unlocking
[00:25:01] about two trillion and that
[00:25:05] um out of that we're expecting a large
[00:25:09] chunk to benefit federal housing authority and federal mortgage
[00:25:13] bank. this is how the system works which Nigerians need
[00:25:17] to know, why I will continue to be
[00:25:20] advocate, Mr. President will make a
[00:25:23] pronouncement, it is up to us to be able
[00:25:27] to take those pronouncements and actualize
[00:25:31] them, that the role of Mr. President is the role
[00:25:34] of visioner, role of a will power, role
[00:25:38] the person that that that sees the
[00:25:41] future, and the role of us are supposed to
[00:25:45] be the roles of people who are cleverent, you, we must be
[00:25:50] able to look into his brain, tap those things out and
[00:25:53] actualize them. right now, those lofty
[00:25:57] ideas are still in the process of
[00:26:01] incubation. and the incubation goes
[00:26:05] along standard government principles that takes what they call
[00:26:08] lines of least resistance, so there must be a
[00:26:12] strong advocacy from the generality the
[00:26:16] people, because the funds are limited, the intentions may be
[00:26:19] good, but they can tell the president, sir, there is more pressure on
[00:26:23] this area, let us divert this funds or let us use this
[00:26:27] funds in this area, so we must continue
[00:26:31] to put pressure on, advocacy for housing delivery to
[00:26:35] put housing at the front barner, that is when
[00:26:38] government will operate, that is how government standard
[00:26:41] operates, are you saying coming back to the
[00:26:49] coming down to the specifics, the national um
[00:26:52] um social housing trust fund
[00:26:56] is, i happen to be part the systems
[00:26:59] walking it through different.
[00:27:04] um um platforms to be able to actualize it, it hasn't come
[00:27:08] into fusion as yet, but I know that there is lot,
[00:27:12] because you can't just pronounce it and it becomes, it has to go
[00:27:15] through legal processes to give it legislative
[00:27:19] backings and then comes out to either setup
[00:27:22] specific institution or as an
[00:27:25] authority or as an agency or as
[00:27:29] department any the ministries. "these are
[00:27:33] the different area that is going through, and as at the time the
[00:27:37] former minister left, there was that platform set
[00:27:41] up to handle that, and the new minister happens with someone
[00:27:44] who is making sure that the government is a
[00:27:48] continuum, so I believe that in the next couple of
[00:27:52] weeks the modalities would have been made public
[00:27:56] and then the funding system and structure,
[00:27:59] but something will not change." " and that
[00:28:03] thing is that I was privileged to be the national vice
[00:28:07] chairman for the national housing policy and the national housing
[00:28:11] policy is very definite specific
[00:28:14] on the target of social housing
[00:28:17] beneficiaries, no income
[00:28:20] earners if you end zero
[00:28:24] income, no income earners,
[00:28:28] low income earners if you earn the minimum way,
[00:28:34] and lower medium earners income earners if you earn less
[00:28:38] than four times the minimum wage. these are the
[00:28:41] categories that the housing policy has defined
[00:28:45] as potential beneficiaries of social
[00:28:49] housing schemes. now for those who are
[00:28:52] notum on the the informal
[00:28:55] sector, we we have been able to program ways through the
[00:28:59] federal mortgage bank on how you can show your self to be
[00:29:03] any the categories and I want to um um tell
[00:29:07] Nigerian something, be careful, the things that you
[00:29:10] say and the taxes that you declare, because at the end the
[00:29:14] day it can work against you. I remember
[00:29:17] specifically um, when we're going through the
[00:29:21] procurement processes, guy that had um,
[00:29:24] you know, had a turnover of over two billion, and he brought it and showed
[00:29:28] me uh, didn't qualify for the category that
[00:29:31] needed. you to have a turnover of about 500
[00:29:35] million
[00:29:36] and when he was asked the reason because it was very transparent they showed him that his
[00:29:40] turnover didn't fit into the f and he
[00:29:44] sure they say no go and look at your tax declaration
[00:29:48] your tax declaration says this is your turnover and that's what we so coming back
[00:29:52] to what i've said there is no way that somebody
[00:29:56] that does not belong to that category is going to benefit from it
[00:30:00] because the law is very very ' stringent on it,
[00:30:04] i think one the issues really uh, mtok is
[00:30:08] that many people may not even
[00:30:09] be aware of this fantastic initiative that you're talking about. okay,
[00:30:13] i'm also aware that the federal mortgage bank is an age-old
[00:30:17] institution the federal government, and
[00:30:20] until now that you're talking about, i grew up, i'm sure you
[00:30:24] do, you did as well, listening to the advert the federal
[00:30:28] mortgage bank and seeing it on television
[00:30:31] now, "it's all quiet in the land, so
[00:30:35] uh, what has happened and what is happening to
[00:30:39] the federal mortgage bank, how do people access it,
[00:30:43] because the gap that we are, the deficit that we are trying
[00:30:46] to close, 15.2 million housing units, that's a lot, and
[00:30:50] clearly the federal government can't do it alone, so what are the things, how how
[00:30:54] can people come in, you know, particularly through this federal
[00:30:58] bank, another funding."