CRONICA — broadcast
20261010 143000 UTC
497 transcript segments
Google Cloud Speech-to-Text API (Chirp) + Gemini 2.5 Flash Non-Thinking
Data courtesy of The GDELT Project (https://www.gdeltproject.org/), from the Internet Archive TV News Archive.
Machine transcription. Treat it as a searchable index of what was broadcast, not a verbatim quotation record.

[00:00:00] That's right, October, right? Always keeping in mind that
[00:00:03] it's a basket for covering needs, not a basket
[00:00:07] of poverty. Of course, because if
[00:00:10] problems, it is the income of not, the basket is questioned. The basket is what it is,
[00:00:13] what happens is that immediately one relates it to
[00:00:16] income, of course. Very few retirees reach the coverage of
[00:00:20] that basket. Now I ask you so that
[00:00:25] and end up, you know, being attended by the person at you, who are on the other side, understand because otherwise you will fill yourself with questions.
[00:00:28] Anyway, we will open up this whole issue.
[00:00:37] retiree, for two retirees, for one retiree? For one retiree, a retiree who
[00:00:40] lives alone needs 2,900,000 pesos.
[00:00:43] you well, That's right. In the case of two retirees,
[00:00:45] for two retirees, proportionally
[00:00:49] fixed expenses, especially, obviously, decrease. So this might be, if there are
[00:00:53] two, it would be 3 million instead of two. I tell you that
[00:00:57] those on the other side of the camera
[00:01:00] are that
[00:01:02] into Argentina gets used to, we get
[00:01:04] used to things that are wrong. We get used to
[00:01:08] poverty and we get used to
[00:01:11] absurdities. We are talking about a person being able to eat meat,
[00:01:14] we are talking about a person who can
[00:01:18] go to the theater. That is, we are not talking about the person who
[00:01:22] has to collect grains of rice to see how much they eat one day and how much they eat the
[00:01:26] next. That is, the retiree's basket is for a retiree to live
[00:01:30] with dignity. That's right, that's why originally
[00:01:33] we took health predictors
[00:01:37] to give context. That is to say,
[00:01:40] when we are talking about food, we are not only
[00:01:43] talking
[00:01:45] problem is that we can about covering daily
[00:01:47] calories, but about what
[00:01:51] an older adult should consume, for example,
[00:01:54] low-sodium, low-calorie foods, yes,
[00:01:58] which tend to be the most expensive here.
[00:02:00] Of course, because they are associated with silhouette and not with health,
[00:02:03] and, uh, if we, and how important good nutrition is,
[00:02:07] right? Look, in particular, to name just
[00:02:10] diseases that older
[00:02:13] know, because I am telling you with people have or that we have a propensity for
[00:02:17] those diseases, such as hypertension, yes, that
[00:02:20] is to say, if you don't accompany the
[00:02:24] medication you usually use
[00:02:27] with, obviously, what you can put in from your
[00:02:31] own will, which is avoiding
[00:02:34] a sedentary lifestyle, doing physical activity and so on, but if you don't
[00:02:38] eat properly, that is to say, neither the medication nor your own
[00:02:41] will
[00:02:44] so no, you're already there, you're will help you save. Well, it
[00:02:46] happened to me, a personal matter, that I
[00:02:49] changed my way of eating, there were
[00:02:52] many of my studies that were like this, a mess
[00:02:56] up and down, good, bad, good, bad. I started eating well
[00:03:00] and in two, two or three years, all my results
[00:03:03] were good. Everything was good, you know, that is to say,
[00:03:07] uh, moreover, my cardiologist
[00:03:11] yours, who else is it going to be?" Well, that is, changing
[00:03:14] the foods. You'll see that I'm
[00:03:16] here,
[00:03:18] thanks. There are no fried cakes, here there are cakes, here there's everything, here
[00:03:22] there's a large reserve in Mendoza, the stand is there, the whole stand of
[00:03:26] cakes is there, the whole stand. No, no, but honestly, not
[00:03:30] fat, but I should lose a few kilos, but actually, I
[00:03:33] go to the gym, that is, I go to the gym three times a week, I play soccer twice
[00:03:37] a week, this is more now, I finish here, doing a 2-hour
[00:03:41] program, I fly off and go play soccer on an 11-a-side
[00:03:44] field, so you have to move because, well, the thing is that here the
[00:03:47] needs of retirees, whenever they talk about a certain
[00:03:51] standard, they always set it as a ceiling. You have to
[00:03:55] eat a certain amount, and that's the ceiling, it's not that there are
[00:03:58] other things above that, for example.
[00:04:00] unemployment benefit is directly linked to There's the possibility of going for a walk, but why couldn't a retiree, for example, go to a
[00:04:04] gym and do some kind of
[00:04:06] balls with audits, that there are audits in class, you know that many municipalities
[00:04:10] do give free classes, courses, you have to be aware of that, right? Because there are many, many
[00:04:14] things, both in the
[00:04:17] let's move on to the next one, where you'll start to learn about city of Buenos Aires and in the province of Buenos Aires, the municipalities, there are many places, some that
[00:04:21] y dan muchas este
[00:04:37] Well, here they tell us, "I am 64 years old, next year I will have to retire with 44 years of contributions. My salary
[00:04:40] is 2,800,000.
[00:04:43] How much should I retire with?" Ramón asks.
[00:04:46] Well, Ramón, here it's very important that
[00:04:50] you get good advice because
[00:04:53] 40-something years of contributions, first you have to see what year
[00:04:57] those contributions are from to see if you will hit a cap or not.
[00:05:00] The best thing is that before you retire, you know how much money you will retire with, that's the
[00:05:04] most important part, and the second most
[00:05:07] important part is to know what you will find with ANSES. Because I
[00:05:11] can do the math here in a second, playfully,
[00:05:14] because technically I would have to look at the
[00:05:17] record with F, we would have to look at the 120 last remunerations, update them as ANSES
[00:05:21] does, and that
[00:05:24] update, which is the basis for the calculation of the
[00:05:27] retirement benefit, is wrong for
[00:05:31] us. Why is it wrong? Because if you update it by
[00:05:35] inflation, it gives you 40% more,
[00:05:38] but since salaries have decreased in recent years, it gives you
[00:05:42] 30% less, according to how ANSES calculates it. So you will
[00:05:46] face ANSES and you will go and
[00:05:50] surely you will leave happy because the ANSES guy, the ANSES girl will treat
[00:05:55] they will give you a smile, they will tell you to be calm, everything will be fine, we
[00:05:59] support you, whatever, so you go home and think everything is fine, then when
[00:06:03] the retirement receipt comes, the person who attends
[00:06:06] you will not tell you how much money you will retire with, so you have to
[00:06:09] see, and I tell you, okay, you earn 3 million. For example, you will retire
[00:06:13] with, I tell you, with one and a half, and
[00:06:17] you ask me the first question is why, and I will tell you, "Well,
[00:06:20] look, I'll tell you what happens, you have these contributions that will be capped
[00:06:24] that if we go to court and cap them, you will start
[00:06:27] to collect so much, and you have a base for the calculation of pensions
[00:06:31] that is so much that if we update them, you should also collect so much,"
[00:06:34] so what do you do? You make the decision to see
[00:06:38] if you retire, how you retire, if you go alone, if you go with a professional,
[00:06:42] because then you will have to sue, yes or no, because unfortunately,
[00:06:46] this country is so outlandish, for you to have an
[00:06:49] idea, we filed some lawsuits,
[00:06:53] we filed over a hundred appeals for some pensions that the state was not
[00:06:56] giving and that the state had to give by law and did not want to give.
[00:07:00] Well, winning the lawsuits, winning the
[00:07:03] lawsuits, we were seeing
[00:07:06] in retroactive payments for several pensions that they had to pay 66
[00:07:09] million and they only paid 200.
[00:07:13] So if you, if you go alone and they give you these 7200, which in
[00:07:17] reality are several, no, but if they give you these
[00:07:20] wrong, and I want you to
[00:07:26] my responsibility, that ANSES is, in terms
[00:07:30] of pensions and benefits, the biggest
[00:07:32] fraudster in the world, that is, it
[00:07:36] is an entity that belongs to the
[00:07:39] state, that so you can get an idea, they must have already been sued
[00:07:43] more than a million times and lost all of them, that is, not
[00:07:46] all, because sometimes there are claims that do not
[00:07:49] prosper, but I guarantee you that they must have had in their
[00:07:52] history at least a million or more than a million lost lawsuits, so
[00:07:56] know who you are
[00:08:08] through moratorium, she retired in 2019, if she
[00:08:12] passes away, will her husband be entitled to the pension?
[00:08:15] We are married. Yes, yes, he is entitled, but be careful with the DNI issue, always
[00:08:19] keep the DNI with the same address, because that's when you don't have the same address,
[00:08:23] problems start, uh, yes, today there's a process, uh, that can
[00:08:26] be done, which is the cohabitation certificate,
[00:08:29] beyond being married, it can be done, uh,
[00:08:32] in front of the civil registry, that's good to add besides
[00:08:36] the DNI. Anyway, a court ruling came out in which ANSES
[00:08:40] shouldn't ask for so much proof, just the same DNI would be enough, but
[00:08:43] well, it's always good to cover yourself. Very good, next. Here they tell us,
[00:08:47] "I have my husband's receipts, 5 years that do not appear in ANSES,
[00:08:51] and they told me it takes at least a year to resolve and I cannot
[00:08:54] initiate the retirement before this is resolved. What can I do in my
[00:08:58] case?" No, no, what you have to do in this case, no, that's why I'm
[00:09:02] telling you. Cases are starting to pile up. Actually, yes, you
[00:09:05] can start. You have to start,
[00:09:09] because you have to think that every month you don't start is a month you lose
[00:09:12] to achieve it. So I'm going to analyze it for a period of a year, and if it
[00:09:16] doesn't work out, I have to go back and maybe you don't even have that moratorium
[00:09:20] or the plan to update
[00:09:23] contributions. So my recommendation is that you go
[00:09:27] with the 30 years plus those five, even if it costs
[00:09:30] you a few more pesos, because those few more pesos you recover when you collect your
[00:09:34] pension. That is, for example, if you have contributions, let's say you have a pension of
[00:09:37] 800,000 pesos, well, you are going to lose out on collecting over the course of a
[00:09:41] year, more than 10 million pesos, and maybe that costs
[00:09:45] you, I don't know, 600,000 pesos, 700,000 pesos. So,
[00:09:49] you always have to look at your own convenience, not that
[00:09:53] because many times it happens to me that the client says ANSES told me that since I don't have those
[00:09:57] contributions, I should make a service recognition at retirement age. No,
[00:10:00] that's nonsense because you can discuss it, of course,
[00:10:03] discuss it in the pension and in any case if they give it to you, collect the pension, and if not,
[00:10:07] collect it, and if they don't give it to you,
[00:10:15] 60 on November 18 this year, I have no contributions, I would like
[00:10:19] to retire, I only have a pension as a mother of seven children, how can I
[00:10:22] do it? Well, first of all, it's very important that you have
[00:10:26] seven children, so you already have 7 years of contributions, we would have to see if you
[00:10:30] collected the universal child allowance or if any of your children have a
[00:10:33] disability or if they are adopted, that already adds a lot
[00:10:37] of contributions, then you are missing 23 years of contributions that you would have
[00:10:40] to buy before you retire on
[00:10:44] November 18, doing those things, you will retire, there's
[00:10:48] no doubt about that, now if you let it go past November 18, you will be left without
[00:11:00] 35 years of contributions, as a nurse, I worked throughout the
[00:11:03] pandemic in a closed area, can I retire? The contribution should
[00:11:07] appear as unhealthy in the service certification. In
[00:11:11] the event that you were in intensive care or in the
[00:11:15] cases that constitute unhealthy work for nurses, you
[00:11:18] could retire, we would have to see how old you are, that is, all
[00:11:22] unhealthy jobs of any kind have to be calculated. A calculation that
[00:11:25] mixes contributions and the type of contributions and
[00:11:29] age, and that will tell you what day, what exact day you can
[00:11:32] apply for retirement. Also, if you don't have 30 years with the old
[00:11:36] moratorium, the unhealthiness
[00:11:40] you have to buy cancellation units, you lose the unhealthiness
[00:11:44] because they don't take it into account. Yes, but she
[00:11:51] contributory pension, 64 years old, 18 contributions." She asks if
[00:11:54] the... pension is automatic or if she has to initiate some procedure? No, no,
[00:11:58] no, the pension is by request. Well, the state
[00:12:02] does not presume that you want to retire, you retire yourself. And besides, if you have a
[00:12:06] non-contributory pension, you have to see how long you've had it
[00:12:09] because during those years you didn't have contributions. You have to see if you had 30 years of contributions
[00:12:13] or not, meaning that, yes, she said she doesn't have them, and also that's it, today the
[00:12:17] pension where you go to ANSES without contributions, where you retire, that's over. You have to
[00:12:20] do the process no matter what to buy the contributions and reach the retirement date
[00:12:30] ANSES, they told me I have to pay a bond in addition to what my
[00:12:33] employer pays every month. Is this something new? They told me this. Is
[00:12:37] this true?" No, it's not something new, it's not something new,
[00:12:40] actually that has been around for more than
[00:12:43] 20-something years. What happens is that when you work
[00:12:47] as domestic service, depending on the category you are in, you meet
[00:12:51] the contribution requirements, and if not, you have to pay a differential
[00:12:55] for each month so that it covers the contribution for the month and is considered
[00:12:58] a full month of work, minimum non-taxable income. This happens to people
[00:13:02] who work by the hour, for example, or who
[00:13:05] work, uh, have part-time
[00:13:09] jobs for half a day
[00:13:17] you enter the SICAM of AFIP, you see your
[00:13:20] category there. For that category, you have to put
[00:13:23] monthly so much for each month, which is what your
[00:13:27] employer pays. If it's not enough for the month's contribution, you have to put
[00:13:30] it in yourself. It's not a bond, there's no bond. If they tell you bond
[00:13:34] or you misunderstood, be careful, maybe they'll make you pay
[00:13:38] money you don't have to pay because there's no
[00:13:45] 30 years of contributions, I'm a monotributista, can I
[00:13:47] retire?" No, no, no, if you're a monotributista,
[00:13:51] no, besides, he's 57 years old, of course, you have to wait a bit.
[00:13:55] 65, of course, of course, unless you had unhealthy work, you have to wait
[00:13:58] until 65, at 57 you still have
[00:14:06] to inquire about retirement, I have few
[00:14:08] contributions and there's no more moratorium. To retire I have to pay
[00:14:12] almost 7 million, is this true? Well, if they told you that,
[00:14:16] it could be true. There's another moratorium that allows you to
[00:14:19] lower that value a bit. The thing is that if
[00:14:23] you are 40,000 pesos,
[00:14:26] that's 500,000 pesos per year,
[00:14:30] plus 500,000 pesos per year, so you're missing 15 years of
[00:14:34] contributions, so you have contributions, so be careful, you have to
[00:14:37] look at that carefully to see how much you would collect because it's not like with 15 years of
[00:14:41] contributions you might get out of the minimum, so you have to be careful, yes, and
[00:14:44] mainly with maybe they didn't offer you the old moratorium,
[00:14:48] and being a man, maybe you don't even need to pay those
[00:14:52] 7 million, that's why always consult with a professional.
[00:14:56] Because just as there are many people who work well, there are others who tell you anything
[00:14:59] and make you pay just to pay
[00:15:06] years old, no contributions, and one child. ANSES told me I wouldn't be able to
[00:15:10] retire. Is this true?"
[00:15:12] No, what the hell, uh, no, yes, you can retire, you can retire, you just
[00:15:16] have 7 years to gather the 30 years of contributions.
[00:15:20] So, uh, nothing, you have to put together a plan, a plan for
[00:15:24] you to retire. You who are on the other side, you have to know
[00:15:28] that pensions are contributory, you have to pay contributions, and
[00:15:31] all the people you see who are retired are because they paid their contributions, you also have to
[00:15:35] pay them. The thing is, how are you going to organize yourself to pay
[00:15:38] that? Because, for example, you saw that just now he said that someone who was missing 15 years of
[00:15:42] contributions was missing 7 million pesos, okay, well, if you have 8
[00:15:46] years, you have to pay one million pesos per year, which you don't
[00:15:50] have to pay all at once, it could be more or less 80,000 pesos per month, so
[00:15:54] there's no such thing as retiring without contributions, you're going to have to
[00:15:57] put in money, but the thing is as little as possible. Regarding that, many people go to ANSES
[00:16:02] the door, the receptionists, ask that today no one retires.
[00:16:06] There's no work, ask them to sit you down, to
[00:16:09] tell you well, to explain well, to give you a paper with the strategy,
[00:16:13] because this person, for example, can definitely retire, the one who told him that is
[00:16:17] an idiot, so ask them to
[00:16:20] attend to you with time, to attend to you well, request that they give you the
[00:16:24] things as they should, obviously a professional is always better, they will give you the
[00:16:28] things more neatly, understandable, you know that the state is a bit
[00:16:31] rigid. Quickly, I tell you, you're missing 7 years to retire,
[00:16:35] you have one child, which means 3
[00:16:37] years of contributions, you already have 10, you're missing 20 years of contributions, we have to see how much
[00:16:41] money those 20 years of contributions cost you, and well, you have to do 42
[00:16:45] thousand per
[00:16:47] 240, but
[00:16:49] also
[00:16:52] those nine million, you have eight more, you have to pay more or less
[00:16:55] one million pesos per year, per year, so get ready because, look, you say
[00:16:59] it's a lot of money, yes, but you pay 100,000 pesos per month and in 7 years
[00:17:03] you start collecting 500-something thousand pesos, so
[00:17:06] it's a good deal, right? Because you pay for 7 years and
[00:17:14] 42 years of contributions, my salary is 3 million declared.
[00:17:17] How much would I retire with?" Well, let's go again. The
[00:17:22] do the math for you now. 42 years of contributions, you will
[00:17:25] collect more or less 60% of those 3 million,
[00:17:29] plus 200 thousand pesos. You will
[00:17:31] be collecting almost
[00:17:35] 1,800,000, 1,900,000. It will be around there, the
[00:17:39] pension, but that's not how the calculation works, that's how it would be if I did it on the
[00:17:42] fly. What's the problem? That is the value of the last month, I have to bring the
[00:17:46] 119 that I'm missing, do an update using an index that
[00:17:50] ANSES uses to tell you how much
[00:17:53] the value is. The last one doesn't work. We can do a calculation playing around,
[00:17:57] but to make a report on how much you would retire with, you have to do a
[00:18:00] fairly, let's say, complex calculation that takes
[00:18:04] time. But if he earns three, how much did he say? 3 million, and how many years does he have?
[00:18:07] 25 years of contributions, it's more or less 60% of 3 million,
[00:18:11] which is 1,800,000, plus more or less 2 million pesos,
[00:18:14] playfully, because you have to see if the calculation for the past is more or less right or
[00:18:17] wrong, but maybe he has years of contributions and then the
[00:18:21] last year of contributions he has is, I don't know, 2008, so the last one
[00:18:30] contributions. He went to ANSES and they don't recognize all the years, and they also
[00:18:34] told him that if he retires, he will earn 1,100,000."
[00:19:09] you are active, there is also the possibility that you retire and continue working, which
[00:19:12] you can agree with your employer, then you would have double income,
[00:19:16] first of all, don't trust that number because surely that number is wrong what they told you at
[00:19:20] ANSES, and then also consider that possibility of continuing to work and
[00:19:29] unemployment benefit is collected, it has already been accepted and
[00:19:32] when will I be notified where this amount has been deposited?" Well, the
[00:19:38] the minimum vital and mobile salary, which is 300,000 pesos, right? Something
[00:19:41] like that. And you can consult the date
[00:19:55] the issues related to the retiree's basket. First,
[00:19:58] this is the minimum pension, so that it's
[00:20:02] very, very clear, and this is the retiree's
[00:20:05] basket, that is, the minimum
[00:20:08] pension is this, but the worst part is that one says,
[00:20:12] "Hey, but you always take the lowest part." Well, let's say you don't take the lowest
[00:20:15] part, the average pension is 700
[00:20:18] thousand, it's not that the average pension they can
[00:20:22] have is 700,000, no, it's not one and a half million that the median
[00:20:26] pension is here, that is, we are talking about 3 million
[00:20:30] people who are retired, some have
[00:20:32] other income, some have apartments, others are
[00:20:36] well, I don't know, they have worked. They are entrepreneurs, whatever, but the
[00:20:39] reality is that most people, because no,
[00:20:43] no, they are not, as they say there are 100,000 poor people, there are 6
[00:20:46] million retirees who are having a hard time, and a basket of 2
[00:20:50] clearly shows the
[00:20:56] of course, the problem is that red column, of course,
[00:21:00] exactly, because even
[00:21:02] uh it has become so
[00:21:06] naturalized that being a retiree is being poor in Argentina or
[00:21:10] being old is being poor that it calls
[00:21:13] attention
[00:21:15] to something that should be a point of
[00:21:19] agreement. How, for example,
[00:21:22] to recompose the benefit to reach and cover this
[00:21:26] basket that is decided by consensus, because otherwise,
[00:21:29] in reality, what we see is that
[00:21:33] we live with a terrible state of
[00:21:35] affairs.
[00:21:37] Something we didn't mention regarding health predictors,
[00:21:41] yes, another thing that needs to be considered beyond
[00:21:44] food, this is the fulfillment of
[00:21:47] desire, of course, that is to say, growth is
[00:21:50] subjective and each subject
[00:21:54] has their desire for elemental
[00:21:57] things, no, no, they are not
[00:21:59] convoluted things,
[00:22:02] these are common sense, eating the fruit you've liked your whole
[00:22:05] life, being able to eat it, they tell you no, no,
[00:22:09] you don't have to eat it, eat seasonal because it's cheaper, that
[00:22:12] is, issues that lead
[00:22:15] to dissatisfaction, the denial of desire
[00:22:18] is another of the serious problems that turn into
[00:22:21] illness, that is, all this that we are seeing, this
[00:22:25] difference, what is subtracted, implies in many
[00:22:28] cases labor exploitation of those who
[00:22:32] have to go out, we see it every day, the one who is about to retire
[00:22:36] is looking for work to see how to
[00:22:38] supplement what they know they will be paid less, even if they don't go to the
[00:22:42] minimum, yes, they have to accept any type of
[00:22:46] work, there is labor exploitation, uh,
[00:22:50] for the older person due to the advantage,
[00:22:53] exactly, and with another great contradiction, the older
[00:22:56] person who continues working after
[00:22:59] retirement age officially, what they are
[00:23:03] taking away from the labor market is a job
[00:23:06] from a young person, because for 11 years, 12 now, no new
[00:23:10] jobs have been generated, now there is no job generation, but
[00:23:14] informal ones, which is what the
[00:23:20] well, although it is quite
[00:23:26] court, you could easily go from these 500,000 to
[00:23:30] 700, almost 80,000 pesos,
[00:23:34] you get closer to half and the one who wins 1 million goes on to enter the
[00:23:38] basket, this is the importance of judges falling fast and
[00:23:42] falling simple and when one talks about
[00:23:45] pensions this there is a very
[00:23:48] important part of this, this is the...
[00:23:51] This is the problem of politics, because this is not a problem of the pension law, this if
[00:23:54] you update it for inflation from
[00:23:58] 2017 today this becomes almost one million
[00:24:01] pesos, so this is the difference that politics
[00:24:04] ate up, because this politics is not
[00:24:08] only my law, it is not
[00:24:11] my law that does this, my law
[00:24:15] took this in a mobility law
[00:24:18] from Cristina that had been very good and then both Macri and Alberto
[00:24:22] Fernández crashed it, they took the carousel and I don't know how they managed to
[00:24:26] crash it, so the
[00:24:29] famous blender lowered it from one million pesos to
[00:24:32] 50,000 pesos, now this government arrives and what
[00:24:36] do they do, they look the other way, they left it like this for me, I have
[00:24:40] to have fiscal balance, I can't get out of there, you understand,
[00:24:43] so that's where we are with this mess, because the minimum
[00:24:46] pension should be around one million pesos and...
[00:24:50] 50,000 that's the first problem and I'm going to tell you another thing, so the law is not bad, politics
[00:24:54] is bad, that's why because even though we celebrate that the bleeding of pensioners
[00:24:58] was stopped when mobility was changed for inflation,
[00:25:01] also justice always said that, the mobility law can be changed
[00:25:05] as long as it benefits the
[00:25:08] pensioner, now every month that the ripte went up,
[00:25:11] that salaries went up, it was not passed on to pensioners, it is
[00:25:15] inflation, but look, the formula beat inflation, no, no
[00:25:18] there is inflation then. we always take the side
[00:25:22] that this should never reach here, that is a big problem,
[00:25:26] plus sorry, the freezing of the bonus
[00:25:29] also generates a difference, the bonus should be at
[00:25:32] 226 pesos approximately and
[00:25:36] it is still at 70 as mentioned
[00:25:38] it was in March of the good now
[00:25:41] a ruling from a court in Mar del Plata came out, very interesting, that does the
[00:25:45] analysis of the minimum, that this can be seen from two
[00:25:48] places, either increase the basic universal benefit that is
[00:25:51] trailing that should have been done and was not done and we are at
[00:25:55] 800 thousand or we increase the bonus and we are at 800 thousand also, so
[00:25:59] however you look at it, the minimum
[00:26:06] see is the comparison of the denigration of the
[00:26:09] property of the because here we have two
[00:26:13] the pension versus inflation and then the
[00:26:17] income of the pension versus the basket, that the
[00:26:20] pensioner's basket had more inflation than
[00:26:23] inflation, it is like that because we talked
[00:26:26] about inputs that older people consume
[00:26:29] that have even a price
[00:26:33] evolution that is very very differentiated
[00:26:36] uh, I mention two
[00:26:40] elementary but fundamental issues in the
[00:26:43] life of an older person,
[00:26:47] uh, mobile dentures that are made for older
[00:26:50] people are for watching television or eating
[00:26:53] yogurt, that is, they have to use
[00:26:55] adhesive
[00:26:58] inexorably to be able to eat, that is not incorporated
[00:27:04] the young person's basket
[00:27:08] and I give another very very
[00:27:11] important piece of information
[00:27:15] uh at a certain age there are urinary incontinences not
[00:27:19] pathological yes, that is to say that they are
[00:27:22] functional this implies that in the
[00:27:26] world it is already used for older
[00:27:29] people disposable underwear. here they cannot
[00:27:33] even buy protectors
[00:27:36] because they have a high cost,
[00:27:40] it increases much more than medicine, it has no type of
[00:27:43] discount and it is that thin line
[00:27:46] between staying at home,
[00:27:49] building a depressive picture or leading a
[00:27:53] normal life of outings, friends, etcetera,
[00:27:57] etcetera, that is, those details that we do not take into
[00:28:00] account in general life.
[00:28:06] now you look at the coverage of the pensioner's basket
[00:28:10] versus the minimum pension,
[00:28:13] notice that in 2024 it covered
[00:28:16] 26.8, in 2025 it covers
[00:28:19] 21.6 and now it covers 20.8, so
[00:28:27] the money is spent on, this is the most
[00:28:31] important issue, medicines
[00:28:34] 26.4, food
[00:28:37] 23.3 is spent more on medicines than
[00:28:41] clearly, the category medicines, well it is
[00:28:44] clarified uh it is medicines and health
[00:28:47] expenses, okay, because for example in this last
[00:28:51] basket this unfortunately is an unfortunate
[00:28:55] scoop that has to be given yes, for three months now the
[00:28:58] social works and Pami began to charge.
[00:29:02] co-payments for various benefits, clearly, the
[00:29:06] providers say, if you don't pay me, I don't cover you,
[00:29:08] exactly, it's not not right, but they do it,
[00:29:12] yes, yes, yes, it happens, in fact and it's more,
[00:29:16] it complicates the situation not only economically,
[00:29:19] because a co-payment is
[00:29:22] 3,000, 40, 50,000 pesos that the pensioner does not have,
[00:29:25] when they find out about this, it is at the moment they had the
[00:29:29] appointment for the benefit, clearly and to... despite
[00:29:33] making the exception for that insurance they have to
[00:29:36] do the whole process again,
[00:29:39] between a
[00:29:42] symptom, that is, a pain, something that the
[00:29:45] pensioner has and reaching a
[00:29:47] diagnosis by completing each of the
[00:29:50] steps, the average is between 5 and
[00:29:54] 6 months, when you incorporate that a co-payment
[00:29:57] appears and that you cannot pay, that goes up to 9
[00:30:01] 10 months. it's tremendous well, but that's where the
[00:30:05] government has to, you know, break their
[00:30:09] social works and that there are audits in everything, in
[00:30:12] all, let's say, health agents to see why they charge
[00:30:16] co-payments to people because it should be enough, whether it's not
[00:30:19] monotributistas and so on, but the pensioner, there are many pensioners who pay a lot of
[00:30:22] money for Pami and so on, well then
[00:30:26] cleaning costs 130 thousand in food
[00:30:28] 457 in services 177 which will increase.
[00:30:33] in recreation 124 thousand, in clothing
[00:30:36] 63 thousand, transport 129, and in
[00:30:40] housing 364, we are talking about a
[00:30:42] dwelling, yes, the maintenance costs of the
[00:30:45] dwelling, not a rental, the
[00:30:48] calculation for housing is between
[00:30:52] rental, shared rental,
[00:30:55] maintenance of an owned property, for example, common defenses
[00:30:58] and something.