CTV — broadcast 20260920 090000 UTC 141 transcript segments Google Cloud Speech-to-Text API (Chirp) + Gemini 2.5 Flash Non-Thinking Data courtesy of The GDELT Project (https://www.gdeltproject.org/), from the Internet Archive TV News Archive. Machine transcription. Treat it as a searchable index of what was broadcast, not a verbatim quotation record. [00:00:31] Families involved in gold investment fraud cases collectively faced a dead end. It is understood that this [00:00:35] was a well-designed pig-butchering scam. The scam began with building trust, then [00:00:39] gradually lured victims into this fake investment, real [00:00:43] fraud trap. Afterward, the fraud group created huge [00:00:47] debts to ensnare victims, eventually harvesting their assets, and even [00:00:51] pushed people to a dead end. The methods were so precise that people were [00:00:54] caught off guard. Facing endless fraud tactics, how [00:00:58] can we protect ourselves? Let's take a look. At 9:30 PM, the military [00:01:04] supply store owners were busy collecting money. This footage turned out to be their [00:01:18] of five, were tempted by credit card purchases of gold, thinking they could quickly earn commissions. Within just [00:01:21] one month, they were defrauded of tens of millions of yuan, falling into a deep [00:01:25] debt abyss and eventually facing a dead end [00:01:27] . [00:02:14] Refusing to pay commissions, they accumulated heavy credit card debts, and were asked to borrow money to repay, even threatened with violence. Two weeks before the incident, they sought help from Taichung City Councilor Hsieh Chih-chung, but then retracted, saying it was a misunderstanding, missing the opportunity for immediate assistance. Eventually, even their house was mortgaged, [00:02:18] and their debt snowballed out of control, leading to an irreversible [00:02:22] tragedy . The parties involved [00:02:25] seemed to have been defrauded, and so, these [00:02:29] parties... [00:03:00] The two sisters appeared at a pawn shop to pawn motorcycles for cash. Their backs [00:03:03] were caught on surveillance cameras. Within a few days, the entire family of five faced [00:03:07] a dead end, which was heartbreaking. Ms. Zhang, a student involved in the case, and Ms. Li, a member of the fraud group, were [00:03:11] arrested and interrogated for committing the crime of fraud [00:03:15] to obtain property. Ms. Li was determined to have committed the crime [00:03:19] of fraud to obtain property, etc. She was ordered to pay bail of NT$150,000 [00:03:23] and restricted from leaving the country. Insiders revealed that Ms. Li had started planning [00:03:27] a year ago. Her phone even contained so-called "fat sheep" groups. [00:03:30] She first attracted victims to invest in the name of designated group purchases, [00:03:34] and paid commissions based on different projects, creating a false [00:03:38] impression of profit. When the other party's funds were tight, she would encourage [00:03:41] them to borrow money. When the pressure of debt came, she would guide [00:03:45] them to buy gold with credit cards to earn the price difference, falsely claiming to cover [00:03:49] credit card fees and pay commissions. Layer upon layer of deceit led the victims step [00:04:30] Professional investors, or by utilizing [00:04:33] social media platforms, or by entrusting websites to approach [00:04:36] victims. [00:04:56] At the beginning, they all started with some small investments, letting you really make money. Then, [00:05:00] everyone would start to believe in this platform. Building trust and reducing [00:05:04] vigilance, using low-risk, high-profit packaging, creating the illusion [00:05:08] that everything is a reasonable investment, attracting victims to continuously invest [00:05:11] money. Everyone will feel that gold as [00:05:15] an underlying asset seems very reasonable. [00:05:32] After the victims tasted the sweetness and psychologically developed dependence and inertia, [00:05:36] the fraud group began to implement their tactics, transforming the target from [00:05:39] participants who earned commissions to those who had to pay. [00:06:12] At this point, the solutions provided by the fraud group usually [00:06:16] involve requiring more funds, such as more cards or loans, and even [00:06:20] providing borrowing channels. [00:06:38] The fraud group then begins the final [00:08:44] Over 2.5 million yuan, with fake investment fraud ranking first. Investment, [00:08:47] even if you buy. [00:09:03] Experts remind that some victims are actually not inexperienced novices, [00:09:07] but rather seasoned investors who have previously made profits [00:09:11] and earned money. [00:09:15] You are not being scammed because you are greedy or stupid, but because you are being [00:09:19] talked to by a group of more than 20 people, revolving around the topic you [00:09:23] want to discuss, surrounding you, and scamming you. [00:09:42] Think about it and then you can call 165 anti-fraud hotline first. [00:09:47] The Criminal Investigation Bureau reminds the public not to wait until something happens to call 165. As long as the other party mentions financial transactions, whether it's investment, borrowing, or managed trading, you should immediately call 165 anti-fraud hotline to verify. The sooner you realize it, the sooner you can stop your hard-earned money from being lost. [00:10:04] The sooner you wake up, the more likely you are to get your money back. And once you've found out, don't act rashly, continue to communicate with the other party. [00:10:25] Experts also remind that if you are unfortunately caught in a scam, do not remain silent [00:10:29] due to shame or fear. You must bravely stand up and report the case. The fraudsters [00:10:32] will definitely tell you in the end, "I already know your name and your address, [00:10:36] if you report the case, I will do something to you." In fact, you don't [00:10:40] need to be afraid of this. Because as long as you are in Taiwan, as long as it is a physical [00:10:44] crime, our police will definitely be able to solve it immediately and catch the culprit. [00:10:48] So, you don't have to worry about the other party's threats in this regard. You must [00:10:52] bravely speak out about these situations. Even if you encounter [00:10:55] a violent debt collection group, their goal is usually just to force [00:10:59] money out of you, and they will not really take your life. Facing threats, you don't need to be [00:11:03] overly afraid. Stay calm and rational, adjust your mindset and respond [00:11:15] cases, the legal aspects for victims, some debt consolidation, or to put it another way, there [00:11:19] are actually many such legal aids. Even if [00:11:23] you are really lucky, [00:11:42] Even so, don't despair about the future. As long as you are alive, everything [00:11:51] by banking laws and civil laws, allow fraud groups to exploit loopholes. [00:12:31] This program is of a very high standard, from the host to the guests and the production team, the [00:12:35] selected topics and the angles are all very [00:12:39] precise. It is a profound, broad, and insightful [00:12:43] quality program. Qi Kaiqiang strongly recommends that everyone watch [00:12:47] this rational, factual, scientific, and high-quality program every [00:12:51] day. The country of the people. From Monday to Wednesday, [00:14:55] when regulations are unclear and supervision is insufficient, [00:14:59] unlike subcontractors, underground moneylenders, and even fraud groups, [00:15:02] there are opportunities to exploit . These financing companies are like [00:15:06] an unregulated area of the financial system, giving rise to many irregularities. [00:15:10] When credit card debt, unsecured loans, car loans, and credit card [00:15:14] gold purchases stack up, victims often fall into a debt [00:15:18] trap with no visible exit. Just like the credit card debt crisis [00:15:21] 20 years ago, when historical warnings appear, if there are no [00:15:25] good应对测, this may trigger a series of social [00:15:46] At first, he used Facebook to chat with me. [00:15:52] And we had been chatting for about half a year, and since we were already very close, he started calling me "wife". [00:16:00] The male lead played the role of a perfect partner, showing care and concern every day, providing full emotional value. Zhang [00:16:07] was swept up in the joy of romance, [00:16:10] gradually changed. oblivious. [00:16:15] Gradually [00:16:15] changed. [00:16:42] Trust in each other, coupled with the initial taste of some profitable sweetness, Ms. Zhang gradually let her guard down and finally fell into this [00:16:46] meticulously planned fraud trap by her "husband". [00:17:01] The so-called "sister" is actually a specialist who handles loan applications. [00:17:05] At first, through online operations, she guided Ms. Zhang to apply for a loan [00:17:09] from a financing company, step by step pushing her into the abyss of debt. [00:19:37] In recent years, it has become a trend. It seems convenient and fast, but it conceals high [00:19:41] interest rates and various hidden fees, as well as unclear [00:19:45] contract terms. Many borrowers therefore fall into a debt quagmire, and eventually [00:19:49] are overwhelmed by layers of repayment pressure, unable to breathe [00:19:52] . [00:19:57] All crazy calls. Over one million [00:20:00] in debt. [00:20:01] . [00:20:37] Debt collapse triggered a series of social tragedies, and thus promoted the enactment of the [00:20:41] Consumer Debt Clearance Act. However, in recent years, disputes over financing [00:20:45] and consumption, due to the government's lack of a unified channel for handling, related incidents have not been [00:20:49] comprehensively counted. [00:21:20] They track your phone, your social media, and what you want. Then, [00:21:24] they can lend you money for anything [00:21:25] . [00:21:29] The first thing you think of when you wake up in the morning [00:21:32] . [00:21:41] Qiao Qiao, who also suffered a relationship scam of 6 million yuan, tearfully recounted [00:21:44] the entire scam process. She recalled that the entire procedure was like a systematic [00:21:47] one. [00:24:22] In this era, almost no one can avoid being scammed. A phone call, [00:24:26] a visit to a store, or clicking on a web link can make you a victim of [00:24:30] a scam. How to protect yourself? We will discuss this after the break. [00:25:50] Where is the field? [00:28:14] According to data from the Taiwan Information Security Development Council, 40% of people worldwide report having been scammed, but only 4% have a chance to get their money back. [00:28:26] According to police statistics, in 2020 [00:28:29] there were 23,000 cases, and in 2023, 3. [00:28:47] Among these fraud cases, fake investment fraud accounted for the highest [00:28:49] proportion, 35.9%. Fake online auctions ranked second [00:28:52] with 23.9%. Third was general shopping fraud [00:28:56] with 10.7%. The number of fraud cases and the amount of money lost are constantly [00:28:59] rising, especially with AI technology. [00:30:33] There are also consultants familiar with finance and regulations, and hackers with digital technology backgrounds. [00:30:37] They are good at using human weaknesses to defraud people. As long as people [00:30:41] swipe a finger, press a call button, or click on a related website link, [00:30:45] it is truly necessary to be extremely vigilant [00:30:51] Some citizens reported receiving calls from someone claiming to be the New Taipei City Fire Department [00:30:55] captain, stating that they were involved in fraud and their personal information had been [00:30:59] misused.