N1HRV — broadcast
20260806 143000 UTC
520 transcript segments
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[00:00:00] and actually transferring that money, that first, first pillar
[00:00:03] is, would that be a way, could that be
[00:00:07] one of the models for increasing basic
[00:00:09] pensions? Oh no, the matter
[00:00:12] vacations, or they go to is, how should I put it, the matter is, the matter is much
[00:00:15] more complex, because I mean, in the second
[00:00:18] pillar, there is now accumulated, I don't know exactly how much, 25
[00:00:22] billion, don't quote me on that, I'm not sure how much
[00:00:26] money, I mean.
[00:00:30] "Hypothetically, hypothetically, if
[00:00:33] we returned all that money from the second pillar,
[00:00:37] I say, it's impossible, it's impossible, that's our private
[00:00:41] property, but if someone, if
[00:00:43] someone,
[00:00:46] I don't know what word would be appropriate for that so that it wouldn't be too strong, if someone took
[00:00:49] all that money and put it into the first pillar, then what could happen is that pensions from
[00:00:53] the first pillar could be increased by many percent, and then what
[00:00:57] next year, what then that year?"
[00:01:05] That was a one-time, one-time cure, so it's not, it's not, it's not entirely, entirely a trivial
[00:01:09] Automobiliona, Fridays on operation in any way, but again, the key question is actually to understand how
[00:01:13] to improve the work of our second pillar, how to make it
[00:01:16] more productive, how to make it more efficient, what
[00:01:20] we need, can and must do.
[00:01:22] The preliminary question is what we should have, could have, and had to do
[00:01:26] so far in terms of regulation.
[00:01:30] To do in supervision to ensure
[00:01:33] that the accumulation of our contributions in the second pillar is much greater,
[00:01:37] much, much, how shall I put it,
[00:01:40] more effective, so that
[00:01:42] weekend. Are there any preparations that that pillar serves its purpose and serves that fundamental purpose
[00:01:45] for which it was established. You opposed
[00:01:48] the possibility for mandatory funds to invest in real estate
[00:01:51] and warned about the political and
[00:01:54] fiscal risk with certain alternative funds. What
[00:01:58] investment freedoms would you give them, or where
[00:02:01] would you set restrictions for them? Well, look, investing
[00:02:05] in real estate is absolutely the most unproductive
[00:02:08] form of investment, it's literally like burying money
[00:02:12] in the ground, so that, investing in
[00:02:15] real estate is not something that, I don't
[00:02:19] know, creates new value, opens
[00:02:22] new jobs, and so on and so forth, that's generally known, that's not
[00:02:26] some specific, that's not some exotic view, mhm.
[00:02:30] "It's simply a question
[00:02:32] of of pension fund investments, of course,
[00:02:36] investing in real estate is, on the other hand, attractive
[00:02:39] and then that question is constantly perpetuated
[00:02:43] because, because by their nature, pension funds must
[00:02:46] invest long-term and
[00:02:49] conservatively. The real question,
[00:02:52] however, is the first
[00:02:54] question, however,
[00:02:58] of investment." The freedom of investing in shares,
[00:03:03] July is at so we, especially in the early days when pension funds
[00:03:06] were established, i.e. 2002 onwards, had very, very
[00:03:09] rigid regulations which stipulated that practically everything
[00:03:13] that pension funds invested was invested in government
[00:03:15] bonds, which largely
[00:03:18] financed the transition cost, the transition cost is what, it's
[00:03:22] the money that you are now missing in the second, in the first pillar because part of the contributions
[00:03:26] went there, okay, because the design of the system of that
[00:03:30] first pillar is such that when we pay contributions, they are no longer
[00:03:34] ours, but they serve to pay pensions to current
[00:03:37] pensioners, if part of our contributions now goes to the second pillar,
[00:03:40] something is missing there, how did the state solve that, the state
[00:03:44] solved it by stipulating that these mandatory
[00:03:47] pension funds make the bulk of their investments
[00:03:51] in government bonds, now that's that
[00:03:54] vicious circle, with time, the
[00:03:57] investment policy of shares was liberalized.
[00:04:00] "And it is much, much more liberal today than before, but I think that it is
[00:04:04] actually necessary to make much, much more
[00:04:07] effort to, uh, to
[00:04:10] find the right, the right balance, mind you, it is an extremely
[00:04:14] non-trivial question,
[00:04:16] generally
[00:04:19] the task of pension funds is, as their
[00:04:23] fundamental, fundamental principle, to be reliable,
[00:04:27] I mean, they must not speculate." To invest
[00:04:30] no, so, so, you have to find
[00:04:33] some, some optimal balance between
[00:04:37] having a sufficient degree of reliability on the one hand,
[00:04:41] and liquidity, obviously, on the other hand,
[00:04:44] that investments are profitable,
[00:04:48] profitable, it's much more profitable to invest in
[00:04:51] shares, of course, now the question of investment policy in which, how
[00:04:55] much, than in government bonds. Now, there is therefore
[00:04:59] the question of regulation, there is the question of supervision, there is a whole host
[00:05:02] of questions about how we can
[00:05:06] improve the
[00:05:09] efficiency and
[00:05:12] productivity of these mandatory pension funds, Mr. Bakić, thank you very
[00:05:16] much for having explained the entire
[00:05:19] pension system so clearly, I know that some questions were difficult and
[00:05:22] complex, and thank you for the clear
[00:05:25] explanation. Damir Bakić from the Možemo party, thank you.
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[00:09:29] Welcome back, we are now going to Cavtat
[00:09:33] where Mr. Božo Lazić, the mayor of
[00:09:36] Konavle municipality, is waiting for us. We said good morning, Mr. Lazić, and welcome to
[00:09:39] N1. Good morning to you and all your
[00:09:43] viewers. We said that in the past
[00:09:47] few days we have been following these huge crowds in the south of Croatia
[00:09:51] that blocked your area, specifically
[00:09:54] the municipality of Konavle. You were
[00:09:57] among the most affected, how much did it affect
[00:10:01] tourists, but equally importantly, how much did it affect
[00:10:05] you and the entire local
[00:10:07] population?
[00:10:10] Well, it's true that it was like that. This weekend
[00:10:13] was a bit chaotic,
[00:10:17] namely, around 14 to 15,000 vehicles and
[00:10:20] oko mm 14 do 15.000 vozila i
[00:10:23] somewhere over 40,000 people passed through
[00:10:26] Konavle at that time, so that's approximately five
[00:10:29] times our community of about
[00:10:33] 8,000 inhabitants. So, five times how
[00:10:36] big Konavle is at all.
[00:10:39] Uh, of course, it really looked chaotic,
[00:10:43] we had big problems, but I must say that
[00:10:46] the police did a great job
[00:10:49] and prevented any major unpleasantness
[00:10:53] that could have happened. Uh,
[00:10:56] so, there was nervousness in that column,
[00:10:59] you have to understand, people wait for 12 to 15 hours, there was nervousness for
[00:11:03] the locals, our population, people can't get home from work,
[00:11:07] they can't, uh, you can't simply function normally, the biggest
[00:11:11] fear in this whole story was that, God forbid, something
[00:11:14] worse would happen, some traffic accident, that a possible
[00:11:17] fire or something would happen, then it would be
[00:11:21] a complete catastrophe, but as I say, we ended up doing well,
[00:11:25] we have now cleaned up those huge amounts of
[00:11:28] waste that were along the way, we are waiting, we expect
[00:11:31] a new, new weekend, we hope that there will not be such crowds as
[00:11:35] there were last time, and I think there shouldn't be, there are a series of
[00:11:39] circumstances that have happened,
[00:11:43] first Feragosto started in Italy, then also
[00:11:46] the Scottish holidays started
[00:11:49] in Western Europe, of course, everyone wanted
[00:11:52] especially the Albanian population and
[00:11:56] the Macedonian one to go home with their families to be there for these
[00:12:00] holidays, and as I say, we hope that this weekend will not be
[00:12:03] as it was last
[00:12:07] you are working on before this new
[00:12:09] weekend? It's not that exactly today after this conversation with
[00:12:13] you I have a meeting with
[00:12:16] the civil protection staff and the police and we will arrange everything we can.
[00:12:20] Listen, we can't control the flow, the flow
[00:12:23] is what it is at the border.
[00:12:25] The border, the Croatian border and the Montenegrin border are
[00:12:28] close by, there's an additional problem when it gets
[00:12:32] jammed there, when it gets jammed here, then we have a problem,
[00:12:35] we have to, you know, it's then
[00:12:39] successively these
[00:12:41] passengers are allowed through, Mr. Lasić, when we talk about
[00:12:44] the season, these big
[00:12:47] crowds could in a way
[00:12:49] look absolutely like a good season, like
[00:12:53] a large number of people, a large influx of tourists,
[00:12:56] however, we have been hearing for the past two months since
[00:12:59] the season started that it might not be as great as
[00:13:03] expected, that we have entered a period of
[00:13:06] stagnation,
[00:13:08] what is the season like specifically in your municipality of
[00:13:11] Konavle? I can only talk about the season in the municipality of
[00:13:14] Konavle, not others, that's why I'm asking that,
[00:13:18] yes, so, the season is good for us, we had
[00:13:21] June in positive, I think around
[00:13:25] two to 3%,
[00:13:28] the level of last year, we mostly have airline
[00:13:32] guests, so we are an airline destination, I think
[00:13:35] about 40% of guests
[00:13:39] are from the United Kingdom, and for now we can be
[00:13:43] satisfied, I often emphasize that it is not
[00:13:46] only important how many guests came, how many visited
[00:13:50] us, but how satisfied the local population is,
[00:13:53] how the whole system functions,
[00:13:57] you know, when
[00:13:59] you have a certain number of inhabitants, when you have large
[00:14:02] crowds, a large influx of guests, these incidental
[00:14:05] problems that occur, of course, create an
[00:14:09] additional atmosphere and you have one, let's say
[00:14:12] conditionally, problem, but thank God, for now we are doing
[00:14:15] everything as it should be, we have a very good
[00:14:19] communal infrastructure for now, sewerage,
[00:14:22] water, drainage, that means a lot to us, that... "For the last 30
[00:14:25] years, we have really exceptionally arranged it, so that
[00:14:29] all larger settlements, including
[00:14:32] Cavtat, Gruda, Molunat, have their own
[00:14:36] sewage system. We are preparing for the construction of a sewage system for Čilipi, although it has partly reached
[00:14:40] Čilipi, to the airport, and that is very important, you
[00:14:43] have a sewage system that works, you have clean
[00:14:46] sea. When you walk along the promenade in
[00:14:49] Cavtat, you will always see clear and clean
[00:14:52] sea, and Cavtat, as you can see, Konavle deserves a series of
[00:14:56] awards that we have received in the last few years, that is important to us. We have some problems
[00:15:00] with, since all places in Croatia, and
[00:15:03] I think not only in Croatia but in the whole of Europe, that is the problem
[00:15:07] of waste management, but we are trying to arrange that
[00:15:11] somehow and I hope that we will solve that problem
[00:15:14] in the coming years. We need to change people's
[00:15:17] habits a little, we need to organize it
[00:15:21] better, but I think there will be no reasons why it wouldn't work well."
[00:15:25] And Mr. Lasić, Croatia as a tourist
[00:15:29] destination, especially the south of Croatia,
[00:15:33] perhaps in these new, new trends that
[00:15:37] are emerging, the Mediterranean is no longer that
[00:15:40] sole attractive destination, today we see people
[00:15:44] going to the mountains, to the Alps, there
[00:15:47] they spend their
[00:15:50] places that are more competitive in terms of price. You
[00:15:53] said that you have certainly maintained or increased
[00:15:57] traffic by a few percentage points, i.e. the arrival of tourists, but what
[00:16:01] interests me is what is the situation regarding
[00:16:05] their spending once they arrive. "Specifically,
[00:16:09] in the municipality of Konavle, is the consumption of food
[00:16:12] and drinks in restaurants, for example, lower or similar,
[00:16:16] or is that information you might not have? I'm interested in whether the
[00:16:20] season has perhaps weakened in some other parameters,
[00:16:23] but still due to the rise in prices that we all
[00:16:26] feel. Yes, yes, you stated that well,
[00:16:30] it's true that the habits of tourists are changing, new
[00:16:33] generations are coming who have completely different
[00:16:36] thoughts. Some other desires, it's often
[00:16:40] some kind of, let's say, adventurous tourism
[00:16:43] and some other, as I say, some other
[00:16:47] destinations are more
[00:16:49] interesting today, you have one characteristic that
[00:16:53] a guest, before you had a guest who would come with his car,
[00:16:56] I remember in my time,
[00:17:00] and that was a long time ago, 30, 40 years ago, 50, my youth,
[00:17:04] a guest would come from Germany, park his car at the hotel
[00:17:07] and then stay for 10-15 days or seven, you had a guest for eight
[00:17:11] days, for 15 days or more days, today you have a young
[00:17:15] man who comes and wants to see as much as possible,
[00:17:17] visit different destinations, he will come to
[00:17:20] Konavle, come to Cavtat, he will go to Kotor, he will go, I don't
[00:17:24] know, to Cetinje, he will go to Mostar,
[00:17:27] Dubrovnik, these are all destinations that interest him and he stays for two to three
[00:17:31] days here with us, and really in that
[00:17:34] sense, habits are changing, and we
[00:17:37] in Konavle have really made that response through agritourism,
[00:17:41] through some new destinations that we have created, and
[00:17:44] we are trying our best to do that,
[00:17:48] and as I say, habits are changing, the narrative is changing, the story is changing,
[00:17:52] today sunbathing is no longer really, not really
[00:17:55] in, right? We talk about the sun
[00:17:58] as a kind of danger of
[00:18:02] getting melanoma or I don't know what, then people avoid it, you know,
[00:18:06] we all have to be prepared for that. Do
[00:18:09] guests spend less or more? It is true that they spend less,
[00:18:13] but it is also a fact that we as a destination are certainly
[00:18:17] expensive, but again, the other day I
[00:18:20] had a classic example, I always like to tell an anecdote and
[00:18:24] give some tangible examples, by circumstances
[00:18:27] I was in Paris and a kilo of cherries was over 30 euros, so
[00:18:31] everywhere, I'm afraid, the euro, thanks
[00:18:34] to, conditionally speaking, the corona crisis, has really
[00:18:37] depreciated significantly, and today I have the feeling when I have
[00:18:41] one euro in my pocket that I have one kuna, and even in some
[00:18:45] things that kuna is stronger, at least that's
[00:18:49] my impression, than that one euro, but as I say,
[00:18:52] we try, guests try their best to
[00:18:56] accommodate guests, but in my opinion the price
[00:18:59] is still, the prices are not, they are not appropriate, they are not
[00:19:02] as high as they should be, and moreover, the state has intervened in many
[00:19:06] things to prevent prices from increasing, the prices of
[00:19:09] energy, that is rarely talked about, they have been frozen
[00:19:12] for years, electricity has really become, in my opinion,
[00:19:16] cheap, too cheap, attempts were made
[00:19:19] with the price of oil, only
[00:19:22] other benefits and the government
[00:19:26] conditionally put pressure on local self-government not to increase
[00:19:29] utility fees, contributions and so on, we
[00:19:32] did all that and now we have come to a situation... "If
[00:19:36] you allow me, because I am in the position
[00:19:40] of the president of the community of municipalities of the Republic of Croatia, we have come to a situation,
[00:19:43] as in Germany and other countries, that the local self-government,
[00:19:47] its function has come into question, you know, because we
[00:19:51] haven't increased prices for years, and the prices of staying in
[00:19:55] kindergartens, and the prices of utility fees, contributions and everything
[00:19:58] else, and local taxes, that's one problem, we haven't
[00:20:02] increased them, we haven't increased them for the reasons I mentioned,
[00:20:05] but of course there are also political reasons why
[00:20:08] local leaders in a way
[00:20:11] didn't want to increase it for political reasons,
[00:20:15] these are the problems we face, I see
[00:20:18] in Germany there were demonstrations in front of the Bundestag
[00:20:21] by local leaders and so on, these are problems that
[00:20:25] we simply have to solve on the fly,
[00:20:29] Mr. Lasić, thank you very much for this conversation, for
[00:20:32] joining us, for the detailed
[00:20:35] overview of the situation in the south of Croatia. We send
[00:20:38] you greetings to Cavtat, thank you for being a guest of
[00:20:40] N1, thank you for listening to me and for giving
[00:20:44] me the space to tell you these things, have a nice day, best
[00:20:48] regards.
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[00:25:09] Welcome back, we continue today's
[00:25:13] topics, now we move on to foreign policy, with
[00:25:16] me via video link is colleague Esmir.
[00:25:20] Editor of foreign policy for N1 Bosnia and
[00:25:23] Herzegovina, Esmir is in Sarajevo. Esmir, welcome to N1
[00:25:26] Croatia. Good morning, Hanan,
[00:25:30] let's start with the US and Iran,
[00:25:33] these renewed new
[00:25:35] negotiations,
[00:25:37] new blockades, questions about what will happen with the Strait of Hormuz.
[00:25:40] Donald Trump announced that the Iranians had been negotiating
[00:25:44] with the Iranians all day,
[00:25:47] but again, obviously in his own style,
[00:25:51] he said and threatened, there will be retaliation, there will be
[00:25:54] strong attacks on Iran if an agreement is not
[00:25:58] reached. What is the current situation
[00:26:02] when it comes to negotiations? Iran could
[00:26:05] gain the right to supervise ships entering
[00:26:08] the Persian Gulf?
[00:26:12] What we currently know is that Iranians are leading
[00:26:16] negotiations with Oman, they are not leading negotiations with
[00:26:19] Americans, because as the American president says, if there isn't
[00:26:23] something, there will be something, this practically means that
[00:26:26] uh he uh imagines
[00:26:30] that those negotiations are taking place, because as we know... "in the past few
[00:26:33] weeks, there have been no significant contacts
[00:26:36] between the two delegations
[00:26:39] directly, Qatar, a few days ago, Majed Al-Ansari
[00:26:42] and their spokesperson for the Ministry of Foreign Affairs announced that they have
[00:26:46] joined all this, that practically means
[00:26:49] that someone more serious had to
[00:26:52] join the negotiations, a mediator, to try to reach a
[00:26:55] solution, because Pakistan did not succeed,
[00:26:58] mm, everything else failed for the simple reason that..." "what you just
[00:27:02] said, he
[00:27:05] constantly threatens, constantly makes new
[00:27:08] demands, new threats, constantly
[00:27:12] changes his mind, no one is sure anymore whether
[00:27:15] something agreed today in the
[00:27:18] afternoon will still be in force, so what the American
[00:27:22] president is doing has become quite
[00:27:25] tiresome, because I will remind our viewers that at the beginning
[00:27:29] of the war, that is, at the end of February, he said: "how long
[00:27:33] will it last, four to six weeks, here we are
[00:27:36] in the sixth month of this war and there is no end
[00:27:39] in sight, the only thing we got in the past few hours as
[00:27:43] some concrete information is that
[00:27:47] Iran and Oman discussed those routes about how
[00:27:50] to pass through Hormuz, but
[00:27:54] that still has many problems within
[00:27:57] itself, because uh some are asking what if
[00:28:01] those are introduced. I don't know transit tariffs or customs or
[00:28:05] something, some tolls, as I would call it, that will
[00:28:09] create additional costs for people who uh
[00:28:12] do business with the Gulf region and that will of course
[00:28:16] have an effect on the global community, so
[00:28:19] this problem with the American administration has been going on
[00:28:23] for too long and I think that if he really wants to reach
[00:28:26] some agreement, he should create a serious
[00:28:30] negotiating team that would then go and talk with
[00:28:33] partners in the Gulf region and beyond to
[00:28:37] finally find a solution to all of this. Well now,
[00:28:41] here you mentioned Trump's original announcement that the war
[00:28:44] would last four to seven weeks,
[00:28:48] it's clear we are where we are now. What
[00:28:51] has been questioned for some time, and in recent
[00:28:55] days increasingly, is the question
[00:28:58] of how much this war is exhausting, primarily
[00:29:01] the United States. "and not so much
[00:29:04] Iran,
[00:29:06] how much longer this war could last and what is questioned is how much it will
[00:29:09] harm
[00:29:13] the US economy, i.e. are there
[00:29:16] sufficient supplies of ammunition, they may not even
[00:29:19] have to exist, but how much money will go into their
[00:29:23] creation and for us to procure
[00:29:26] such a thing so that the war could continue?
[00:29:30] You are absolutely right, according to the latest information published
[00:29:33] by colleagues from CNN and other American media,
[00:29:36] their supplies are currently reduced
[00:29:39] by approximately 80%, especially
[00:29:43] when it comes to missile interceptors,
[00:29:46] what Iranians practically did here, Iranians fired those
[00:29:49] missiles to force Americans to defend themselves,
[00:29:53] i.e. to defend allies in the Gulf region. Another
[00:29:57] thing that is very uh difficult for the American president at
[00:30:00] this moment, mm... is that
[00:30:04] none of those attacks led to what he was
[00:30:07] talking about, that they were wiped off the face of the earth, that they were destroyed, that they cannot
[00:30:11] defend themselves, that they cannot attack and so on and so forth, they still
[00:30:15] have uh considerable supplies,
[00:30:18] certain things, as we learned from intelligence data, reports
[00:30:22] of our colleagues globally have already
[00:30:25] uh replenished supplies, they produced them in their own
[00:30:28] production, I already said, I mean in our Zagreb program
[00:30:32] and our Sarajevo program countless times that
[00:30:35] for example the Shahed 136 drones that Russia uses
[00:30:39] in Ukraine are simply transferred across
[00:30:42] the border from Russia from factories that have
[00:30:45] um a license to produce
[00:30:48] are given to uh Iranians, Iranians
[00:30:52] continue to use them normally. We saw in the Gulf region that
[00:30:55] Iranians mostly used drones for attacks, meaning they did not
[00:30:59] use'.