N1SRP — broadcast
20261105 163000 UTC
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[00:01:11] Follow the day live. Professor Dejan Šoškić of the Faculty of Economics
[00:01:14] stated, as a guest on the show
[00:01:17] "Probudi se" on TV Nova, that the National Bank
[00:01:20] of Serbia had a series of controversial decisions when it came to Alta
[00:01:24] Bank, and that significant
[00:01:27] control was necessary. We had a completely
[00:01:30] atypical, abnormal, wrong, and harmful
[00:01:33] decision that the National Bank of Serbia allowed someone who owns
[00:01:36] a currency exchange office to buy a bank. So, that is absolutely done.
[00:01:40] That is a huge red flag. So, that is
[00:01:43] done. That is, I would say, the first mistake. After that,
[00:01:46] when you exhaust all possibilities to prevent someone
[00:01:50] from entering your banking sector because you believe they could
[00:01:53] potentially create risks and cause damage that citizens ultimately
[00:01:56] pay for, then the National Bank should have
[00:02:00] used the mechanisms it could, which is to keep
[00:02:03] its people in that commercial bank. It can appoint a person who
[00:02:07] will be present at every meeting of the executive board, at every meeting
[00:02:10] of the management board, to demand that
[00:02:14] risk management, that is, the risk manager and internal auditor, be placed
[00:02:18] completely beyond any power of influence of the director regarding
[00:02:21] salary, dismissal, hiring, to be in direct
[00:02:25] communication with the supervisor. They could have also
[00:02:29] done that. "When people are appointed to governing
[00:02:32] bodies, they can check their competencies if they have doubts.
[00:02:36] So, a regulator in the world, when they have doubts about whether someone knows
[00:02:40] banking business well or not, they can
[00:02:43] the central bank. Here, take the test. If you fail
[00:02:47] the test, you are not competent, you cannot be a director, you cannot be a member of the management
[00:02:51] board, you cannot be the chairman of the management board. Someone who ran
[00:02:54] a currency exchange office became the chairman of the management board. So, there's a whole series
[00:02:57] of fouls."
[00:03:00] I am talking about this topic with Birn journalist
[00:03:03] Radmilo Marković, who is a guest on N1. Good day and
[00:03:07] welcome. Thank you for taking the time for N1. So,
[00:03:10] Krik published yesterday, and after your article
[00:03:14] about Alta Bank, that Davor Matsura did not appropriate 45 billion
[00:03:18] dinars by simply physically removing money, but rather most of it by
[00:03:22] fictitiously recording the daily takings of the Altapay exchange office. So, that
[00:03:25] money never reached the treasury. In that way, he appropriated 370
[00:03:29] million euros, and he did this for seven years. This is revealed by the order
[00:03:33] to conduct an investigation by the prosecutor's office which Krik had
[00:03:37] access to. So, where
[00:03:40] was that money stored? What happened to it? The question of
[00:03:44] 380 million euros. Well, we don't know where that
[00:03:47] money is. Birn wrote in the morning, meaning yesterday
[00:03:51] published an article, uh, where we, through the words of several
[00:03:55] experts we talked to,
[00:03:57] expressed suspicion that that money never actually entered. because it was
[00:04:01] physically impossible for such a large amount
[00:04:05] end of the report and something comes to of money to be inside and removed from the bank, because that was the first
[00:04:09] statement from Tok back when it was, when they
[00:04:13] issued it, that it was, that it was taken out of the bank by
[00:04:17] the director, by the owner entering the vault and then taking it out, as
[00:04:21] if that's possible. I mean, that's tons of money, it's not possible, trucks
[00:04:24] would have to come, it's simply not possible to take out that money that way, so we
[00:04:28] basically expressed
[00:04:31] doubt that the money was even inside. The prosecutor's
[00:04:34] order that Krik wrote about basically confirms this.
[00:04:38] So, it was recorded somewhere that money was entering, but money
[00:04:41] was not entering, at least that's what the prosecutor's office suspects. Where that
[00:04:45] money is is only the first and one of
[00:04:48] the most interesting questions, but only the first, because there are many, many more questions
[00:04:52] related to the whole story about Alta Bank. What are those
[00:04:56] other questions that need to be answered and
[00:04:59] this? This new finding somehow sheds new light on the question
[00:05:03] of what the National Bank of Serbia was doing, how it, in the period
[00:05:06] of seven years, did not notice that
[00:05:10] such things were happening at Alta Bank. So, that's the first question,
[00:05:13] what was the National Bank doing from 2020 until
[00:05:17] just now?
[00:05:20] paper for years now that
[00:05:23] in the bank, in the reports, it states
[00:05:27] that there is a huge amount of cash. End of
[00:05:30] 2024, 40 billion dinars. End of 2025,
[00:05:34] slightly over 50 billion dinars. So, these are huge amounts
[00:05:37] of money, and no one minds. That's
[00:05:40] quite bizarre because...
[00:05:42] the bank, how can I say, I'm not now, but it's not illegal, it's not
[00:05:46] illegal, but it's, as one of these
[00:05:50] people we talked to said, it's abnormal, because a bank
[00:05:53] receives some funds from various sources and then
[00:05:57] places them further at a higher price. That's how a bank works, that's how a bank makes money.
[00:06:01] So, for example, you give for some savings or
[00:06:04] deposit, if you are a company or whatever, you get some
[00:06:07] lower interest, and then at some higher interest you place a loan.
[00:06:11] So that's how a bank works. Here you
[00:06:15] have a situation where you are giving high interest rates on
[00:06:19] these deposits and holding cash, at least on paper,
[00:06:22] at least on paper, because now,
[00:06:25] I had access to the National Bank's decision
[00:06:28] to revoke Alta Bank's license. Now it says there,
[00:06:32] among other things, there are many things, but among other things,
[00:06:36] uh, the National Bank, when there was some control at the end
[00:06:39] of October, just the other day, they established that a large amount
[00:06:43] of cash could lead to fire, fraud, flood,
[00:06:47] earthquake, and that it could all disappear, and that it's a problem that
[00:06:50] they ordered the bank to reduce the level, the amount
[00:06:53] of cash. But this cash on paper has existed
[00:06:57] obviously. I don't know, no one did anything, no one controlled
[00:07:01] them. I don't know how else to explain it. So, that's the first question related to
[00:07:04] the National Bank. We now see from that order
[00:07:07] from Tok that the
[00:07:11] governor is listed as a witness,
[00:07:15] that the person in charge of the banking
[00:07:18] control sector is also listed
[00:07:21] as a witness. Uh, I don't understand
[00:07:24] that now, but okay. Another thing that was also
[00:07:28] talked about a lot in the media were those
[00:07:32] public deposits. We'll talk about that later, but
[00:07:35] what my question is, and you said in your article, that
[00:07:39] the National Bank had reason to go in and control
[00:07:42] Alta Bank even earlier, given that the bank had liquidity problems
[00:07:46] that lasted for months, and a huge amount of money was sitting
[00:07:50] in the vault in public reports. So,
[00:07:53] uh, how is it possible for a bank to have liquidity problems? It's bizarre, it's bizarre. If
[00:07:57] you have huge amounts of cash, you're not liquid. They don't go together.
[00:08:01] I mean, I'm no expert, but it just
[00:08:04] can't be. Someone much smarter than me should have asked that much
[00:08:07] earlier, right? Not now at the end of October. They, I mean, they
[00:08:11] had some. "Now they established at the end of October that
[00:08:14] these people had those problems throughout the year, but
[00:08:18] they should have known much earlier. And why didn't the National Bank react immediately
[00:08:21] on Monday, Tuesday, Wednesday, but waited until Friday? What Monday, Tuesday, Wednesday?
[00:08:25] They should have reacted years ago for all
[00:08:29] of this. So, if all of this, according to the prosecutor's suspicion, has been happening for years,
[00:08:33] they should have known it immediately. What Monday?
[00:08:35] Especially since now Tok and the National
[00:08:39] Bank are waiting for two or three days." for each other
[00:08:42] for someone to respond, for those from the bank, from Alta Bank, to respond to the National
[00:08:46] Bank, then for the National Bank to respond to Tok. I mean, if something is
[00:08:50] suspected, you go in and see, not now to, I mean, it says in that
[00:08:54] order that some smaller amount of money was actually taken out in cash, about
[00:08:58] 17 million euros. So, directly physically taken out, which is
[00:09:01] much more reasonable as this amount of money, but it says in what
[00:09:05] period, when it was taken out, no, this, uh,
[00:09:09] so Nova Ekonomija wrote about
[00:09:13] it, about the testimonies of employees from Alta Bank that they
[00:09:17] noticed from Tuesday that funds were being transferred,
[00:09:20] that some money was being taken out. That's right, so two days after
[00:09:24] the election, uh, in the National Bank's decision itself,
[00:09:27] it says that within just two days, meaning October 28
[00:09:31] and 29, 140 million
[00:09:34] euros in deposits were withdrawn. So, someone was informed that they should withdraw,
[00:09:38] no one would just withdraw for no reason if everything was fine. So, a bunch
[00:09:42] of some. questions, and we're only at this level now. And one more
[00:09:45] question: why was the very first decision to revoke the bank's
[00:09:49] operating license? Why wasn't it previously done? And there were some
[00:09:53] other possibilities that could have been considered when
[00:09:57] there was such a problem with the bank. Again, we don't have, I mean, of course, I can't
[00:10:00] say whether it should have been done this way or that way. There are people who
[00:10:04] told me that maybe the bank
[00:10:07] was brought to a state where it had to go into bankruptcy immediately, but that previously
[00:10:10] a lot of things had to be done.
[00:10:13] This, uh, and the other theory is that they pushed it into
[00:10:16] bankruptcy because restructuring the bank would be
[00:10:19] much more transparent, and then it would be immediately clear what
[00:10:23] was going on. Now the bank is in the hands of the Deposit
[00:10:26] Insurance Agency, which is a whole separate story, uh,
[00:10:30] and they are now the managers of that
[00:10:33] dead bank. As one interlocutor nicely puts it, a
[00:10:36] dead bank is much less dangerous to them than if it had remained alive,
[00:10:40] so, because who knows what would have surfaced
[00:10:43] in the meantime. And you just mentioned how it will be
[00:10:47] resolved, you say it's in the hands of the Deposit Insurance
[00:10:50] Agency, which also has, if I understood
[00:10:54] correctly, the state. "had money in the
[00:10:56] bank. Yes, well, yes. So, they held, the agency that
[00:11:00] is now supposed to control the bank's
[00:11:03] held some deposit in Alta Bank. They didn't tell us how much they
[00:11:06] held, but it says in the decision, in that National Bank decision to revoke
[00:11:10] the license, that they held those
[00:11:14] funds from the old banks in bankruptcy, meaning which were with them, they put it
[00:11:18] there. Did they have some of their own, so to speak, personal
[00:11:21] income, did they put it there? For now, we don't know, but..." "you have
[00:11:25] in the Management Board, so that, how can I say,
[00:11:28] uh, the entire institution is controlled
[00:11:32] by the SNS. Furthermore, in that Management Board
[00:11:36] of the agency, two people from the Ministry of Finance sit, one of whom is
[00:11:39] the Assistant Minister of Finance, and the third person
[00:11:43] sits from the National Bank, the same sector director who was supposed to
[00:11:47] control, who is now called as a witness. So, these are the people
[00:11:50] who are now controlling what is happening in the bank. Then I come
[00:11:54] again..." to those next levels, there was talk about those
[00:11:58] deposits, how it's possible for everyone to suddenly recognize
[00:12:02] the energy of one small bank and money starts flowing
[00:12:05] from all sorts of various public companies and institutions. We were there, there's
[00:12:09] a quarter of Alta Bank's deposits are, according to some
[00:12:12] data, from the public sector, public enterprises, and banks
[00:12:16] in bankruptcy, yes, in the end, those banks in bankruptcy, that's from
[00:12:19] the agency, this uh, at the end of September, about
[00:12:23] 400 million euros, it says so in the National Bank's decision.
[00:12:26] So, how did all those companies, not even
[00:12:29] companies, uh, but for example, Insider published
[00:12:33] a very detailed list of everyone they found,
[00:12:37] uh, for example, there's the city of Pirot, or I mean, completely
[00:12:40] uh, a bunch of various various
[00:12:43] sources of public money flowed there. How did all those people
[00:12:46] recognize that they should keep that money exactly there, even
[00:12:49] one investment fund of a reputable bank also,
[00:12:53] uh, we also had the opportunity to see that they also kept money in
[00:12:57] Alta Bank. How is that possible? That needs to be investigated, maybe you
[00:13:01] got the impression, why? Well, I got the impression, but I can't
[00:13:04] claim it now because I don't have, I don't have evidence, but that's not, that's one of
[00:13:08] the questions that simply needs to be explained: how did all those people, all those
[00:13:12] decision-makers, all decide to go to Alta Bank? And what will
[00:13:16] happen now, for example, with those institutions, companies?
[00:13:19] Their money is now actually trapped. Now they will,
[00:13:22] meaning, insured amounts
[00:13:26] up to 50,000 euros for individuals, small and medium-sized
[00:13:29] enterprises, but not for public institutions and large
[00:13:33] large companies. So, all of that is uninsured, and now they
[00:13:36] will have to stand in line. I don't even know how that works, but those
[00:13:40] bankruptcy queues are formed somehow, and then from that mass,
[00:13:43] everyone is compensated according to some order, but that will take time,
[00:13:46] they won't get what they had, they'll simply get less by the nature
[00:13:50] of things, so that's yet to come. But there's one more thing,
[00:13:54] uh... Besides
[00:13:56] deposits, uh,
[00:14:00] Alta Bank also gave loans.
[00:14:04] Were those loans insured, were they secured, did they
[00:14:07] have good collateral, as they say, so that they could be collected if
[00:14:11] someone couldn't repay? That is not known. Uh,
[00:14:15] we don't know who those loans were given to. Will they now,
[00:14:19] will those loans be repaid, will the deposit insurance agency find
[00:14:23] properly? These are all open
[00:14:26] questions. Let's go back now to the National Bank
[00:14:30] of Serbia, since now the question somehow arises: what were
[00:14:33] they doing, and should anyone from the National Bank of Serbia be
[00:14:37] held responsible for what happened with Alta Bank, since,
[00:14:41] as we saw, for seven years practically no one
[00:14:44] controlled or did not sufficiently control the operations,
[00:14:47] not only of the bank but also of the
[00:14:50] currency exchange offices. In fact, we saw now,
[00:14:54] since the fictitious recording of the Alta Pay
[00:14:57] currency exchange's daily takings, that money never reached the treasury, and the National Bank
[00:15:01] of Serbia should control not only banks but also currency exchange offices. You
[00:15:05] answered your own question, because uh,
[00:15:08] we had a day, or since it's bizarre again,
[00:15:12] meaning the National Bank took the license in the middle of the night at 3:30
[00:15:16] AM, they announced it that is, Friday to Saturday at 3:30 AM they
[00:15:20] announce that they took the Alta Bank license. Why is that done that way? I mean, okay, it should be
[00:15:23] on Friday so that there aren't disruptions, but so that it calms
[00:15:27] down over the weekend. But why at 3:30 AM? Then the next day, on
[00:15:30] Saturday morning, four vice-governors come out and announce, "Well, we
[00:15:34] didn't know anything." Mhm, they claim they didn't know anything until that emergency
[00:15:37] session. How is that possible, right? I mean, okay, now
[00:15:41] nothing? Couldn't you have come out and
[00:15:43] said they're bypassing us? I mean, I don't understand how it's possible
[00:15:47] at all that we don't know anything and it's like, that's it. I mean, all of that has to be
[00:15:51] investigated. There's no other way. The National
[00:15:54] Bank didn't answer you anything until the article was published, as far as
[00:15:58] I understand. After you published the article in Birn, they
[00:16:01] gave partial answers to your questions. Yes, they sent
[00:16:04] some answers five hours after we published the article, even though I told them when
[00:16:08] the deadline was. They didn't answer some of the most
[00:16:12] important questions, which is whether and when they conducted
[00:16:16] uh, control in Alta Bank. Uh,
[00:16:20] they referred to the fact that all of that is confidential and so on. Uh,
[00:16:23] now we're entering another problem related to access
[00:16:27] to information, access to information from the National Bank, because
[00:16:30] the National Bank is exempt from our journalistic law
[00:16:33] on access to information, but that is an important question, since you now must.
[00:16:37] "I can't do that, so they say no, no, no, no, it's not possible, it's
[00:16:40] confidential. Okay, I can now request it with a request, there's
[00:16:44] some procedure and that will take two weeks, and then they'll have to answer me. They'll tell me again
[00:16:48] that it's confidential. I could complain
[00:16:52] to the Commissioner, but in the case of the National Bank, because it's outside, it's exempt, just
[00:16:55] like the Serbian government, it's not possible. So, I have to write to the Administrative Court
[00:16:59] and wait three or four years for the proceedings before the Administrative Court to
[00:17:03] announce something or to say that it must be delivered to me. So that's
[00:17:06] meaningless."
[00:17:18] We don't have much time left, and I also wanted to ask you this: the student list pointed out
[00:17:21] the problem of Poštanska štedionica, by the way, Poštanska štedionica is the one
[00:17:25] that will pay out money to Alta Bank depositors, and they
[00:17:29] uh, at the beginning of November, submitted a request for
[00:17:32] liquidity assistance and called on the National Bank to
[00:17:35] investigate, in fact. The student list called on the National Bank to
[00:17:39] review the operations of Poštanska štedionica as well.
[00:17:42] Is there any reason for some, well, I don't know, I would have to, I mean, I'm neither
[00:17:46] an expert nor inside the institution to know.
[00:17:49] Uh, it seems to me that Poštanska štedionica itself
[00:17:52] sent some signals to the National Bank that some
[00:17:56] things need to be checked, but again, no one
[00:17:59] informs the citizens about it. Uh, are there
[00:18:03] any problems? And I heard that there are some problems, but I simply can't,
[00:18:06] I don't have... on what basis can I now write that it exists? That's something that
[00:18:10] is heard, uh, in the media
[00:18:13] and outside the media, but someone should come out again and say,
[00:18:17] "Look, this is the situation at Poštanska štedionica, the problem is this,
[00:18:20] the problem is that, or there's no problem at all." I mean, I don't know. Do you expect that the
[00:18:24] operations and working methods of the National Bank of Serbia will change now after
[00:18:27] the elections? After the elections, I mean, it shouldn't
[00:18:31] be. Mhm, that the way
[00:18:34] an independent institution changes because...
[00:18:38] "because the government changed in the elections, that's bizarre. They simply have
[00:18:42] very detailed procedures.
[00:18:45] Should it, based on, should it?
[00:18:49] Well, no, this is just one thing related to Alta Bank. Who knows what else is there?
[00:18:53] If four vice-governors didn't know about this at Alta Bank, who
[00:18:56] knows what else they didn't know and what the public will find out in the coming
[00:19:00] period? So, it's obvious that something wasn't working, but no one
[00:19:04] from the National Bank came out to say who doesn't have..."
[00:19:07] publicly, there are different ways to alarm the public that things are not going
[00:19:11] as they should, that things are not being done as they should, but it seems only when
[00:19:15] the license was taken, it was like, "Oh, we didn't know!" So, is that
[00:19:18] it? Thank you very much for this conversation. Radmilo Marković,
[00:19:22] journalist for Birn, was a guest on N1
[00:19:25] television. Dissatisfaction in Macedonia due to
[00:19:29] the events at Alta Bank,
[00:19:32] uh, citizens are also dissatisfied because they are
[00:19:36] trying to... get some limited amount
[00:19:40] of money. The bank is guarded by
[00:19:43] the police, and from Bitola, our Gordana
[00:19:46] Bjelatić reports on this. In front of the Alta
[00:19:50] Bank headquarters in Bitola, the police occasionally intervene
[00:19:54] as security. People have been queuing since this morning, trying
[00:19:57] to get in. Since this morning, after Saturday, the bank doors
[00:20:01] have been opened for the first time, however, not everyone can
[00:20:04] get in. Those who are in line are... Mostly people
[00:20:08] who since Saturday have not been able to withdraw a single denar
[00:20:11] of their money, those are card holders,
[00:20:14] mostly pensioners and recipients of social
[00:20:17] benefits. I have no idea.
[00:20:20] We hear on TV it will be like this, it will be like that, this
[00:20:24] and that.
[00:20:26] Nothing answered. And now some know, some don't know,
[00:20:30] we can't all be the same,
[00:20:33] that's how it is, but how can you not?
[00:20:37] get to your money, how do you live
[00:20:40] in the meantime? How do we live? That's how it is, well, while
[00:20:43] we have something, I have a request, we're going to take it by force
[00:20:47] from the store. There's
[00:20:50] nothing else, we don't steal, we take
[00:20:53] what's ready, give them money, here's your money and that's it. It was announced
[00:20:57] that there would be social assistance, that there would be care, but there's nothing. They said now,
[00:21:01] they don't have it now, they'll announce when they announce it, so we're waiting, you're still waiting,
[00:21:04] we're waiting again.
[00:21:07] In the meantime, what will we do? We'll stay
[00:21:11] in the streets, we'll stay in the streets.
[00:21:13] That's it. And what will this people do like this, what is this
[00:21:17] people? There are more police than people. What
[00:21:20] are we waiting for? From whom are the police defending the
[00:21:22] bank? From whom are they defending it? We will
[00:21:25] attack it. Alta Bank has thus become
[00:21:28] a Serbian and Macedonian problem.
[00:21:31] Journalist Kristina Atovska says that citizens in both countries
[00:21:35] have the same question: where is our money? Here
[00:21:39] there is a lot of talk about money, maybe something else
[00:21:42] is escaping from
[00:21:45] public opinion, but when it comes to it, because
[00:21:48] people here don't...
[00:21:51] have that much money, so it's always a very important, very important topic.
[00:21:55] So every time a bank closes or has some problems
[00:21:58] in the financial market, then it is a big
[00:22:02] scandal. The governor assures citizens that everything will be
[00:22:06] fine, that they will not be left without their
[00:22:09] money. Alta Bank is on one side an economic
[00:22:12] issue, on the other a political one. 11
[00:22:15] months ago we first spoke on this topic that Alta
[00:22:19] Bank must not...
[00:22:50] Here in the line, mostly they didn't even manage to get
[00:22:53] into the bank. They say from the National Bank that they will receive SMS
[00:22:57] messages and will have to wait for their turn. However, they are
[00:23:00] impatient, days pass and they do not have access to their
[00:23:04] money. Gordana Bjeletić, N1,
[00:23:06] Bitola.
[00:23:15] Trahisan achieves a triple effect as an antibiotic, antiseptic,
[00:23:18] anesthetic, something specific for the throat. Before use, carefully read the instructions for indications,
[00:23:22] precautions, and adverse drug reactions. Consult a doctor or
[00:23:24] pharmacist.
[00:23:29] Prime is more than ordinary, Prime is the freedom
[00:23:32] to share with those you
[00:23:36] love, to go when you want,
[00:23:39] with whom you want, wherever you
[00:23:42] want. The freedom to use your time
[00:23:46] exactly how you want.
[00:23:50] Prime, the freedom to live more. Prime, UniCredit
[00:23:54] Bank. When I want to create something I'll completely
[00:23:57] enjoy. My kind of coffee
[00:24:01] just for me. Deal of the day for smart
[00:24:04] users. Only today, order RAF appliances for
[00:24:07] prices starting from 799
[00:24:10] RSD. Every weekday. A new product at a
[00:24:13] smart price at shopster.RS.
[00:24:17] Does pain often disrupt your plans? Cream can
[00:24:21] help you relieve back pain, muscle pain, sprains, strains, and
[00:24:24] sports injuries. Ibutov cream is your ally in pain relief. Before use, carefully
[00:24:28] read the instructions, indications, precautions, adverse drug reactions. Consult a doctor
[00:24:32] or pharmacist. Local from the first hand. Local
[00:24:36] pork meat, kilogram
[00:24:37] 5999.
[00:24:40] Local fresh bacon, kilogram
[00:24:42] 5999.
[00:24:45] So fresh, so
[00:24:47] Maxi.
[00:24:50] Today, something smarter.
[00:24:53] Belbajo Kombucha,
[00:24:57] real kombucha, fermented,
[00:24:59] live, 17 probiotic cultures
[00:25:03] it hides, vitamins, minerals,
[00:25:06] just add water, stir and it's done,
[00:25:09] freshness calls you.
[00:25:13] And sugar-free,
[00:25:16] Vboha, a smart choice. Live
[00:25:20] power of nature for every day.
[00:25:24] Velbaum Kombucha in pharmacies. Velbaum
[00:25:27] Kombucha. Stiffness doesn't choose
[00:25:30] a moment. Alpenflex Complex. German formula for
[00:25:33] top mobility. Natural supplement for inflammation and stiffness
[00:25:37] of joints. 16 active ingredients that strengthen
[00:25:40] cartilage and restore freedom of movement. Alpenflex.
[00:25:44] German quality for movement without limits in
[00:25:47] pharmacies.
[00:25:50] The machine hasn't stopped for years without
[00:25:52] problems.
[00:25:56] The wet full king is dry, quality created to
[00:26:00] last Bosch.
[00:26:03] Tingling in the feet, numbness, ask
[00:26:06] in the pharmacy for peripherised Glyco, in one tablet two
[00:26:10] active substances in maximum doses, alpha-lipoic acid
[00:26:14] 600 mg and uridine phosphate 100 mg. For your
[00:26:18] peripheral nervous system and stable blood sugar levels,
[00:26:21] peripherised glyco in Benu Pharmacies,
[00:26:25] great offers and big savings, Alpine cream at a
[00:26:28] super price of 999 RSD, as
[00:26:31] well as 30%. Save on Bioderma products. Collect
[00:26:34] points with every purchase.