119 HR 157
CLEAN Congress Act
Latest Action
Referred to the House Committee on the Judiciary.
2025-01-03
Read the Bill
Primary sources on Congress.gov:
Persona Takes on This Bill
Constituent Impact (Pressure Desk)
Hormuz friction is a household energy-cost event and a potential mortgage-rate event simultaneously; the CFPB rollbacks quietly remove fair-lending protections for the borrowers least able to self-advocate.
The legislative cluster on Iran matters to households in a way the vote-count frame undersells. The intel roundtable tells us what the bills are really about at ground level: if Iran moves from declaratory Hormuz interdiction to intermittent enforcement, the transmission mechanism is insurance and freight cost repricing on Gulf shipping — and that repricing flows directly into gasoline prices, home heating oil, diesel for freight, and LNG spot prices feeding European utilities. American households don't need to understand Hormuz geography to feel it at the pump. Analysts in the roundtable cite a 30-40% increase in shipping costs for Cape of Good Hope rerouting. That's not abstract — that's the difference between stable and spiking diesel costs for every small business owner running a delivery route. For renters and homeowners, the secondary channel is interest rates. If energy price spikes reignite inflation expectations, the Federal Reserve's rate path shifts, and mortgage rates respond. A household refinancing or buying in this environment faces compounding headwinds from a geopolitical standoff their representatives are producing resolutions about but cannot actually resolve legislatively. Rep. Slotkin's gas price tracker resolution (119hconres90) is politically shrewd precisely because it makes visible what consumers are already experiencing — but it is a thermometer, not a thermostat. On the CFPB front: the two disapproval resolutions (119hjres160, 119hjres161) are defending rules that directly protected borrowers from discriminatory lending and from predatory financial products. If those CFPB rule withdrawals are allowed to stand without congressional disapproval — which the math suggests they will be — the segments most exposed are first-time homebuyers, minority borrowers, and households with limited banking relationships who depend on CFPB oversight as their primary consumer protection backstop. The headline says 'regulatory reform.' The fine print says those borrowers lose a layer of protection with no replacement offered.
2026-05-13
Historical Lenses on This Bill
Cleopatra VII 69-30 BC
Cleopatra's genius was extracting maximum leverage from a position of structural weakness by making herself indispensable to competing powers simultaneously. The Democratic sponsors of the War Powers cluster are in an analogous structural position — minority status, no procedural power — and they are attempting to make themselves indispensable to the Iran narrative by owning the congressional-accountability frame. The CFPB disapproval resolutions serve the same bilateral leverage function: Green and Beatty are simultaneously signaling to consumer advocates that the fight is being waged and to industry that the resolutions lack the votes to succeed, preserving relationships on both sides of the deregulatory debate.
Federal Agencies on This Bill
Posts from federal agencies in the last 24 hours that match this bill's identifier or title keywords. Grouped by voice class — executive framing carries the administration's perspective; regulators speak to implementation; oversight bodies aim for neutrality. Read across, not just within, a single voice class.
Executive branch (framing — read with awareness)
Press releases and statements from cabinet departments and the White House. These are the administration's own framing on the bill or its policy area, not neutral analysis.
Congressional Bills S. 98 and S. 1020 Signed into Law
On Monday, May 11, 2026, the President signed into law: S. 98, the “Rural Broadband Protection Act of 2025,” which requires the Federal Communications Commission to initiate a rulemaking proceeding to establish a vetting process for applicants for high-cost universal service prog
Read on whitehouse.gov →Independent oversight (CBO, GAO, Federal Register, Congress.gov)
Non-partisan analysis: CBO cost scoring, GAO investigations, Federal Register rule publications, and Congress.gov legislative tracking. The closest thing to neutral framing on a bill's likely effect.
Recommendations for Congress: Action Can Cut Costs, Reduce Waste, and Improve Services
What GAO Found Matters for congressional consideration are recommendations that GAO makes to Congress to address findings from GAO’s work. Since 2000, GAO has recommended that Congress consider more than 1,150 matters, and nearly 80 percent of them have closed. Addressing these c
Read on gao.gov →Open GAO Recommendations: Financial Benefits Could Be Between $132 Billion and $251 Billion
What GAO Found GAO estimates that implementation of its open recommendations to federal agencies and matters for congressional consideration could result in $132 billion to $251 billion of measurable future financial benefits. Because GAO makes new recommendations on an ongoing b
Read on gao.gov →2026 Annual Report: Opportunities to Reduce Duplication, Overlap, and Fragmentation and Achieve an Additional One Hundred Billion Dollars or More in Future Financial Benefits
What GAO Found GAO identified 97 new matters for congressional consideration and recommendations to federal agencies to improve efficiency and effectiveness across the federal government. These matters and recommendations highlight various risks that are heightened when duplicati
Read on gao.gov →Environmental Liabilities: Naval Reactors’ Disposition Partnership on Track to Save Billions
What GAO Found The Department of Energy’s (DOE) Office of Naval Reactors (Naval Reactors) is responsible for cleaning up contamination at four DOE-owned sites impacted by its operations: one each in Idaho and Pennsylvania, and two in New York. Cleanup involves decontamination and
Read on gao.gov →How Economists Can Help Inform Economic and Budget Analysis Used by the U.S. Congress
Presentation by Jeffrey Kling and Heidi Williams at the National Tax Association 56th Annual Spring Symposium.
Read on cbo.gov →Markets vs Bill
Computed consensus across 8 related markets
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BibTeX
@misc{apprised_119_hr_157_clean_congress_act,
title = {119 HR 157: CLEAN Congress Act},
publisher = {Apprised.news},
url = {https://apprised.news/bill/119hr157},
note = {Accessed 2026-05-13}
}