Google Cloud Speech-to-Text API (Chirp) + Gemini 2.5 Flash Non-Thinking. Treat it as a searchable index of what was broadcast, not a quotation record.
00:01:36Now a brief overview of the main news to this
00:01:38minute. New explosions in Sumy, Mykolaiv,
00:01:42the Kharkiv suburbs, and in Zaporizhzhia controlled by the Ukrainian Armed Forces. Large
00:01:46fires broke out in these locations. Information on the affected objects is still being
00:01:49clarified.
00:01:52Two years have passed since the Ukrainian Armed Forces invaded the Kursk region. In our
00:01:55border areas, they took hostages, those who tried
00:01:59to escape... More than a hundred criminal cases have been initiated, and over
00:02:03400 militants have already
00:02:04been convicted.
00:02:08Donald Trump demanded that the Pentagon explain why the problem of
00:02:11arms shortages has not yet been resolved, as reported by the Washington
00:02:14Post. It became known yesterday that American arsenals
00:02:18were virtually empty after US operations in the Middle East. known
00:02:20yesterday.
00:02:23The historic shallowing of the Rhine threatens Germany's economy. The cost of river
00:02:27transportation has tripled. According to expert forecasts, the country's GDP
00:02:31will contract by
00:02:332% in the third quarter.
00:02:38Georgia is once again without electricity. All cities in the country, including Tbilisi, were plunged into darkness.
00:02:42Traffic lights went out on the streets, the subway was stopped, and people were
00:02:45brought to the surface in the dark.
00:02:49A large part of Abkhazia was in the outage zone. Homes have neither
00:02:53electricity nor water. All this is due to
00:02:56another failure at the Enguri HPP during an energy system check.
00:03:00I note that this is already the third large-scale outage in the
00:03:03last 2 weeks.
00:03:06The hottest days of this summer are beginning in Moscow. Our meteorologist,
00:03:10Vadim Zavodchenkov, will tell you how high the temperature will rise and what will happen
00:03:13when the cold front arrives, and more. Vadim
00:03:16Zavodchenkov. The hottest days of this summer
00:03:19are approaching in central Russia. How high can
00:03:23the thermometers rise in Moscow, when will the capital be
00:03:27covered by a cold front, this is relevant. on
00:03:31Russia-24 channel, I am Vadim Zavuchenkov, leading
00:03:34specialist of the Fobos center. Hello, the peak
00:03:37heat in the European part of the country will fall on Thursday
00:03:41and Friday. Perhaps the most spectacular manifestation
00:03:44of intense heat in the chernozem region was a dusty
00:03:47whirlwind that swirled near the Voronezh highway yesterday.
00:03:51Such vortices usually appear at the border of differently
00:03:54heated areas of the surface. In this
00:03:57case, we are talking about the ground, about asphalt. For
00:04:00the formation of a vertical squall vortex, a very powerful
00:04:04upward flow of air is needed, and it was precisely
00:04:07created by the heated soil. Yesterday, the temperature in the
00:04:10Voronezh region reached almost
00:04:14+34.
00:04:15+34.
00:04:21It's hot now in Kuban, in the shade thermometers
00:04:25rise to +36, well
00:04:28in the sun it's completely un... bearable. However,
00:04:32the epicenter of the anomalous August heat is
00:04:34still located in Europe, in the Czech Republic and
00:04:38Austria, absolute heat records were broken this week.
00:04:42In one of the districts of Vienna, the air warmed up to
00:04:45+41 for the first time in history. Meanwhile,
00:04:49wildfires reached the Netherlands.
00:04:52The largest of them covered a nature reserve in the
00:04:55south of the country. Train traffic in this area
00:04:59had to be stopped. Emergency services
00:05:02are evacuating nearby
00:05:05campsites. Residents of the French commune of Le
00:05:08Porge, which also suffered from the fire, returned
00:05:12home to find traces of shell explosions on their facades
00:05:16and fences. It turned out that the ground here was literally
00:05:20littered with ammunition from the Second
00:05:23World War. Due to the high temperature, they began to
00:05:26detonate. By now, sappers have
00:05:29managed to find over 400
00:05:32mines.
00:05:35These shells still contain explosives and are still
00:05:38dangerous, so we have established a forbidden zone. We will collect
00:05:42them and destroy them in a suitable area belonging to the civil
00:05:45security service. Well, and of course, it's not hot
00:05:49everywhere on the Eurasian continent right now. In the village of Saskylakh
00:05:52in northern Yakutia, the first
00:05:56snow has already
00:05:57fallen.
00:06:01But let's return to the Russian Plain. In the satellite image, you can see
00:06:05the culprit of the extreme heat. This
00:06:07is an anticyclone stretching from Western Europe to the banks
00:06:11of the Volga. The overheating of the earth's surface. Yesterday,
00:06:14the sky in its area was covered with a whole
00:06:17scattering of cumulus clouds, although the main
00:06:20masses of clouds of frontal sections shifted to
00:06:24the north in a strip from the Baltic to the spurs
00:06:27of the Urals. Today the atmospheric situation will remain
00:06:31stable. During the day, only the north of
00:06:34European Russia will still be in the rain zone. I note
00:06:38that we do not expect heavy showers in this part of the region. According to
00:06:41model estimates, the daily intensity will not exceed
00:06:444-7 mm. In the middle and southern latitudes,
00:06:48sunny, dry weather will prevail for now,
00:06:51so the heat here will continue to intensify.
00:06:55Its peak will fall on the end of the working week. Thermometers
00:06:57will reach the 30-degree mark even on the upper Volga.
00:07:01Southern Russia will be at the epicenter of the heat, where at
00:07:05the peak of daytime warming it will reach +35-40.
00:07:08However, such heat will not last long. Please
00:07:12note that by this time, the north of the region will already be covered by cooler
00:07:16air, which will soon begin to spread further
00:07:20into the Russian Plain. The freshness will reach
00:07:22the south only at the beginning of next week.
00:07:26For example, in Lugansk, starting today, the weather will be
00:07:30hotter than it usually is at this time of year in Cairo.
00:07:33After lunch, the thermometers will rise 6-8°
00:07:37above normal to +36.
00:07:40The first thunderstorms will appear
00:07:43over the capital of the LPR on Sunday, and by Monday, the daytime
00:07:47temperature will drop to a more comfortable
00:07:50+28. Central Russia will leave the heat
00:07:53earlier. I repeat, on Thursday and Friday,
00:07:56the heat will start to reach its peak. In Moscow, it will be
00:07:59+30-32 degrees during the day, but then a cold front will approach,
00:08:03and to the accompaniment of showers
00:08:07and thunderstorms, the temperature regime will begin to return to normal
00:08:10for the climate. You see, the norm for these August days
00:08:14is for the air to warm up only to
00:08:16+23-24.
00:08:19However, the rainy period will be short, and already on Sunday,
00:08:23sunny weather will return to the megalopolis. That's all from
00:08:26me, goodbye.
00:08:28goodbye.
00:08:37My boyfriend says I spend a lot, but he doesn't know
00:08:41how much I save. Sber is not only finances, in the "For Life" section, cashback
00:08:44up to 20% in Lenta stores, with a Prime subscription, up to
00:08:4865% in Samokat and Kuper. I know where I know
00:08:51how to buy it. Just like that, it's profitable to buy
00:08:55just like that in the section for life.
00:08:58Life just like that
00:09:01cashback for what? Just
00:09:02like that.
00:09:07Dreamy Z40 Tangle Cat Flex plus gets close to the wall.
00:09:11Flexible. The point extends
00:09:14and lowers for cleaning floors and carpets in the most remote corners.
00:09:17The situation is a sale on WB. I have a new school uniform
00:09:21and a new chair. Discounts for the new season for everyone.
00:09:25Buy stationery and books on
00:09:27WB.
00:09:31Unfortunately, that's not how it happens. Your
00:09:34money can work by itself. On Finuslugi,
00:09:37money works while you relax. Open your first
00:09:40deposit at 16.5%.
00:11:28have increased somewhat, but this is temporary, the central bank
00:11:30assures. The Bank of Russia revised upwards
00:11:34the range of the average key rate. Compared
00:11:37to April forecasts, it changed by half a percentage point
00:11:40in this and 2028, and by 2.5 percentage points in the following
00:11:43year. A more gradual reduction in the key rate, according to
00:11:47the Central Bank's comments, will be necessary taking into account a number of factors. The regulator attributes
00:11:50direct and secondary effects from temporary
00:11:54changes.
00:12:25noted mixed dynamics for individual and multi-apartment
00:12:28sectors, but overall noted that the process does not stop, despite
00:12:32any difficulties.
00:12:35Since 2020, more than 600 million square meters of housing have already been built in the
00:12:39country. In 2025, almost 14,000 residential buildings were put into operation. 2026
00:12:42is showing a certain downward trend in
00:12:46individual housing, but I think that by the end of the year, we will get the result
00:12:50that we planned, and multi-apartment
00:12:54housing is growing. Currently, 200 million square meters are under construction
00:12:58across all regions, and
00:13:0019.8 million kilometers of construction permits
00:13:03for housing were obtained since January 2026.
00:13:07Site preparation, also the head of the Ministry of Construction spoke about
00:13:11the share of domestic building materials that are used in the construction of facilities, and
00:13:14also about the role of artificial intelligence in the industry. Watch the full interview with Irek
00:13:18Faizullin on our air today after 11 a.m. Moscow
00:13:21time. The dynamics are certainly positive, the only thing is.
00:13:25The nuclear power plant in Slovenia is reducing its power generation capacity to
00:13:2980% and warns that due to the heat in Europe
00:13:32and environmental requirements, further similar
00:13:35steps are possible. The water temperature in the Sava River at the control point should not
00:13:39exceed 28°.
00:13:42If cooling of nuclear reactors operating at full capacity continues,
00:13:45the limit will be violated. This in turn threatens shallowing, due to
00:13:49which generation at hydroelectric power plants will drop. Due to
00:13:53the anomalous heat in Europe already...
00:14:14and hydrologists predict its further decline, against this background, the cost of
00:14:17river transportation in Germany has already soared more than three times,
00:14:21to 150 euros per ton, as barges can now
00:14:25be loaded a maximum of one third. Many shipowners limit themselves
00:14:28to a threshold of 20%. Local analysts
00:14:31believe that this situation will add an additional half a percentage point to Germany's
00:14:35inflation. And already in the third quarter, experts from the Kiel Institute
00:14:39for the World Economy stated, the shallowing of the Rhine will subtract from Germany's
00:14:42GDP up to 2%
00:14:45points. And the official exchange rates for today are: dollar
00:14:4880 rubles 92 kopecks, euro 93.19, and yuan
00:14:5211 rubles 6 kopecks. That's all about the economy for this minute. Thank you, we'll be waiting for you in
00:14:56the next hour. Russian railway troops
00:14:59are 175 years old. During the special operation, the soldiers
00:15:02demine and restore damaged tracks in strategically important
00:15:06directions. One of the main tasks is the construction of pontoon railway
00:15:10bridges. This technology is used only in Russia and
00:15:13allows for quick passage of trains even in
00:15:16hard-to-reach places.
00:15:19places.
00:15:22In the Donetsk People's Republic, Russian military personnel are destroying
00:15:25fortifications of the Ukrainian Armed Forces, as well as arsenals and temporary
00:15:28enemy force deployment points. For each target, our soldiers choose
00:15:32their own type of drone or ammunition. Igor Pikhanov reports
00:15:35from the front line.
00:15:38In an underground shelter, soldiers of the 75th Separate Drone Systems Regiment
00:15:41of the Southern Military District prepare
00:15:44for a mission, equipping FPV drones with powerful
00:15:48ammunition. The crew's goal is to destroy Ukrainian Armed Forces strongholds
00:15:52on the Druzhkovka front, where a powerful fortified area
00:15:55of Ukrainian militants is located. I fly on fiber optics, primarily
00:15:59KVN, Prince Vladimir
00:16:02Novgorodsky, personally, for me, this is the best
00:16:05way to get into any point, any
00:16:08corner right now. One of the latest targets
00:16:12was a living force in
00:16:15a shelter in
00:16:18Druzhkovka. The Tigr armored vehicle delivered
00:16:22the soldiers to the control point, then the drone crew walked
00:16:26through the forest belts, needing to secretly approach the enemy.
00:16:29The range of the FPV drone is several tens of kilometers,
00:16:33control is carried out via fiber optics, thanks to which
00:16:36enemy jamming stations could not interfere with the drone, the operator
00:16:40sees the picture in 4K format. We
00:16:44hang different shells, cumulative, high-explosive fragmentation. If there is enemy
00:16:47infantry, we hang fragmentation shells. If
00:16:51it flies somewhere, then we need high-explosive or thermobaric. The drone took
00:16:55to the sky and a few minutes later struck the enemy's location.
00:16:58The enemy was holed up in the basement of a house. Disorganized
00:17:01groups of militants are trying to gain a foothold in this settlement.
00:17:04The southern group of troops immediately
00:17:07destroys the militants. Drones are also used
00:17:10for reconnaissance. Through closed communication channels, images from the drones arrive
00:17:14at the drone control center. Specialists continuously
00:17:18monitor the operational situation. Drones strike
00:17:21the enemy both at the front line and deep behind enemy lines. The soldiers
00:17:25carry out a massive launch of aircraft-type drones, each equipped with
00:17:29a large munition, destroying deployment points
00:17:32and weapons depots, blocking the delivery of reinforcements to the
00:17:35front line. Modern combat.
00:18:07more embittered, to inflict more damage, to probably engage.
00:18:10Soldiers of the seventy-fifth separate regiment of unmanned systems identify and
00:18:14burn out drone launch points, control centers, and also
00:18:18shoot down attack UAVs. Each destroyed aerial target means
00:18:21saved lives. Igor Pikhanov, Vladislav Mirzayants, Khali
00:18:25Tankiev, Vesti Donetsk People's
00:18:27Republic. In liberated Konstantinovka, the
00:18:30evacuation of civilians continues. They are being led along safe routes.
00:18:34The enemy does not cease attempts to attack.
00:18:55In the city, Ukrainians just burn, just burn houses, they just
00:18:58throw all these drones, houses
00:19:01are broken, houses are burning,
00:19:04and that's not even counting houses, in peaceful inhabitants.
00:19:08One of us wanted to put out his neighbor's house, but he was torn to
00:19:11pieces by a drone.
00:19:15Women stood under a tree,
00:19:18they are no longer standing, three died.
00:19:20died. They have nothing, they have nothing
00:19:24sacred. The conditions for issuing microloans
00:19:28are being tightened. This applies, for example, to the confirmation of the borrower's income and
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00:22:30If you urgently need money, and banks do not approve a loan, people often
00:22:34turn to microfinance organizations. The criteria there
00:22:38are softer, but the interest rates are higher. To prevent citizens from falling into
00:22:41a debt spiral, the government is tightening the rules for issuing
00:22:44microloans. This is being done in stages. What
00:22:48exactly is changing, how will it be?
00:23:20on salary accounts, documents from the Federal Tax Service
00:23:24or from the Social Fund of the Russian
00:23:26Federation. If there are no such documents,
00:23:30MFOs can use a mechanism where Rosstat data
00:23:33plays an indirect role. The mechanism is as follows:
00:23:37the borrower indicates their income in the questionnaire when
00:23:40applying to a microfinance organization, then the
00:23:43MFO compares the amount with
00:23:46the average per capita income in the region where the borrower
00:23:49is registered. This data is taken from the Rosstat
00:23:52website. And to calculate the debt
00:23:55burden, MFOs are obliged to take
00:23:58the smallest of the specified
00:24:00amounts. From October 1,
00:24:032026, for an objective assessment of the debt burden,
00:24:07MFOs will be required to request borrower data from all credit
00:24:11bureaus. stories.
00:24:14The next measure concerns online loans. From March 1,
00:24:172026, microfinance
00:24:20companies will not be able to issue them without biometric data. From March 1,
00:24:242027, this requirement will extend to
00:24:27microcredit companies. Under the new rules, borrowers are required
00:24:31to confirm their identity through the unified biometric
00:24:34system. To obtain loans from microfinance
00:24:37organizations, confirmed
00:24:39and standard biometrics will be required. The simplest
00:24:42biometrics, so-called simplified, will not be sufficient.
00:24:46For remote access, the Gosuslugi Biometric application is required,
00:24:49as well as a new grant passport
00:24:52and a phone with an NFC
00:24:54module. To register biometrics
00:24:58in person, you need to go to a bank branch. A list
00:25:02of such banks is available on the Bank of
00:25:04Russia website.
00:25:07Another important innovation this year. Since April, a limit on overpayments
00:25:10for microloans with a term of up to a year has come into effect. The maximum
00:25:14overpayment, including interest, fines, and penalties, cannot
00:25:17exceed 100% of the debt amount. For example, for a loan
00:25:21of 15,000 rubles, the total debt will not exceed
00:25:2430,000 rubles. Previously, the limit was
00:25:26130%.
00:25:30Another measure is the restriction of high-interest loans. From October 1,
00:25:342026 to April 1,
00:25:362027, there will be a transitional period.
00:25:40Loans with a total cost of more than 200% will not be available
00:25:43to those who already have two such outstanding
00:25:46loans. And from April next year, the rule will come into effect:
00:25:50one loan per person, meaning a new expensive loan can only be
00:25:54taken after repaying the previous one, only after 3
00:25:57days. This is a cooling off period. The full
00:26:00cost of the loan will no longer be 200, but 100%
00:26:04annually. The full cost of a loan may look like
00:26:08a single figure, but in fact, its cost depends on all
00:26:11payments under the contract, this includes interest,
00:26:14mandatory commissions, and separate additional services that
00:26:18are related to obtaining a loan or affect its
00:26:21cost.
00:26:23Another important requirement that is already in effect
00:26:26is the prohibition of novation, that is, the replacement of an old obligation with a new
00:26:30microloan between the same parties. This is already in effect
00:26:34within the framework of the same law on MFOs. Previously,
00:26:37microfinance organizations could combine unpaid debt,
00:26:40interest, fines, and penalties into a new loan. At the same time, a significant
00:26:44part of expensive microloans were issued through repeated
00:26:47agreements, and new interest was accrued on the increased
00:26:50amount. The innovations will exclude such schemes and significantly
00:26:54limit the transfer of fines to the principal of the debt through additional
00:26:57agreements.
00:27:00Let's repeat the most important conditions. The issuance of microloans
00:27:03is becoming stricter, some measures have already come into force. Your income
00:27:07must now be confirmed with documents. Online microfinance
00:27:10companies issue loans exclusively with biometrics. In
00:27:14microcredit companies, this measure will be introduced on March 1
00:27:17of next year. The overpayment on a loan should not exceed
00:27:21100% of the loan amount. From April next year,
00:27:24the rule of one expensive loan per person
00:27:28will come into effect. If you have any questions, or want to stay informed about changes in
00:27:31lending, watch new episodes of the Instruction program.