Google Cloud Speech-to-Text API (Chirp) + Gemini 2.5 Flash Non-Thinking. Treat it as a searchable index of what was broadcast, not a quotation record.
00:00:31Families involved in gold investment fraud cases collectively faced a dead end. It is understood that this
00:00:35was a well-designed pig-butchering scam. The scam began with building trust, then
00:00:39gradually lured victims into this fake investment, real
00:00:43fraud trap. Afterward, the fraud group created huge
00:00:47debts to ensnare victims, eventually harvesting their assets, and even
00:00:51pushed people to a dead end. The methods were so precise that people were
00:00:54caught off guard. Facing endless fraud tactics, how
00:00:58can we protect ourselves? Let's take a look. At 9:30 PM, the military
00:01:04supply store owners were busy collecting money. This footage turned out to be their
00:01:18of five, were tempted by credit card purchases of gold, thinking they could quickly earn commissions. Within just
00:01:21one month, they were defrauded of tens of millions of yuan, falling into a deep
00:01:25debt abyss and eventually facing a dead end
00:01:27.
00:02:14Refusing to pay commissions, they accumulated heavy credit card debts, and were asked to borrow money to repay, even threatened with violence. Two weeks before the incident, they sought help from Taichung City Councilor Hsieh Chih-chung, but then retracted, saying it was a misunderstanding, missing the opportunity for immediate assistance. Eventually, even their house was mortgaged,
00:02:18and their debt snowballed out of control, leading to an irreversible
00:02:22tragedy . The parties involved
00:02:25seemed to have been defrauded, and so, these
00:02:29parties...
00:03:00The two sisters appeared at a pawn shop to pawn motorcycles for cash. Their backs
00:03:03were caught on surveillance cameras. Within a few days, the entire family of five faced
00:03:07a dead end, which was heartbreaking. Ms. Zhang, a student involved in the case, and Ms. Li, a member of the fraud group, were
00:03:11arrested and interrogated for committing the crime of fraud
00:03:15to obtain property. Ms. Li was determined to have committed the crime
00:03:19of fraud to obtain property, etc. She was ordered to pay bail of NT$150,000
00:03:23and restricted from leaving the country. Insiders revealed that Ms. Li had started planning
00:03:27a year ago. Her phone even contained so-called "fat sheep" groups.
00:03:30She first attracted victims to invest in the name of designated group purchases,
00:03:34and paid commissions based on different projects, creating a false
00:03:38impression of profit. When the other party's funds were tight, she would encourage
00:03:41them to borrow money. When the pressure of debt came, she would guide
00:03:45them to buy gold with credit cards to earn the price difference, falsely claiming to cover
00:03:49credit card fees and pay commissions. Layer upon layer of deceit led the victims step
00:04:30Professional investors, or by utilizing
00:04:33social media platforms, or by entrusting websites to approach
00:04:36victims.
00:04:56At the beginning, they all started with some small investments, letting you really make money. Then,
00:05:00everyone would start to believe in this platform. Building trust and reducing
00:05:04vigilance, using low-risk, high-profit packaging, creating the illusion
00:05:08that everything is a reasonable investment, attracting victims to continuously invest
00:05:11money. Everyone will feel that gold as
00:05:15an underlying asset seems very reasonable.
00:05:32After the victims tasted the sweetness and psychologically developed dependence and inertia,
00:05:36the fraud group began to implement their tactics, transforming the target from
00:05:39participants who earned commissions to those who had to pay.
00:06:12At this point, the solutions provided by the fraud group usually
00:06:16involve requiring more funds, such as more cards or loans, and even
00:06:20providing borrowing channels.
00:06:38The fraud group then begins the final
00:08:44Over 2.5 million yuan, with fake investment fraud ranking first. Investment,
00:08:47even if you buy.
00:09:03Experts remind that some victims are actually not inexperienced novices,
00:09:07but rather seasoned investors who have previously made profits
00:09:11and earned money.
00:09:15You are not being scammed because you are greedy or stupid, but because you are being
00:09:19talked to by a group of more than 20 people, revolving around the topic you
00:09:23want to discuss, surrounding you, and scamming you.
00:09:42Think about it and then you can call 165 anti-fraud hotline first.
00:09:47The Criminal Investigation Bureau reminds the public not to wait until something happens to call 165. As long as the other party mentions financial transactions, whether it's investment, borrowing, or managed trading, you should immediately call 165 anti-fraud hotline to verify. The sooner you realize it, the sooner you can stop your hard-earned money from being lost.
00:10:04The sooner you wake up, the more likely you are to get your money back. And once you've found out, don't act rashly, continue to communicate with the other party.
00:10:25Experts also remind that if you are unfortunately caught in a scam, do not remain silent
00:10:29due to shame or fear. You must bravely stand up and report the case. The fraudsters
00:10:32will definitely tell you in the end, "I already know your name and your address,
00:10:36if you report the case, I will do something to you." In fact, you don't
00:10:40need to be afraid of this. Because as long as you are in Taiwan, as long as it is a physical
00:10:44crime, our police will definitely be able to solve it immediately and catch the culprit.
00:10:48So, you don't have to worry about the other party's threats in this regard. You must
00:10:52bravely speak out about these situations. Even if you encounter
00:10:55a violent debt collection group, their goal is usually just to force
00:10:59money out of you, and they will not really take your life. Facing threats, you don't need to be
00:11:03overly afraid. Stay calm and rational, adjust your mindset and respond
00:11:15cases, the legal aspects for victims, some debt consolidation, or to put it another way, there
00:11:19are actually many such legal aids. Even if
00:11:23you are really lucky,
00:11:42Even so, don't despair about the future. As long as you are alive, everything
00:11:51by banking laws and civil laws, allow fraud groups to exploit loopholes.
00:12:31This program is of a very high standard, from the host to the guests and the production team, the
00:12:35selected topics and the angles are all very
00:12:39precise. It is a profound, broad, and insightful
00:12:43quality program. Qi Kaiqiang strongly recommends that everyone watch
00:12:47this rational, factual, scientific, and high-quality program every
00:12:51day. The country of the people. From Monday to Wednesday,
00:14:55when regulations are unclear and supervision is insufficient,
00:14:59unlike subcontractors, underground moneylenders, and even fraud groups,
00:15:02there are opportunities to exploit . These financing companies are like
00:15:06an unregulated area of the financial system, giving rise to many irregularities.
00:15:10When credit card debt, unsecured loans, car loans, and credit card
00:15:14gold purchases stack up, victims often fall into a debt
00:15:18trap with no visible exit. Just like the credit card debt crisis
00:15:2120 years ago, when historical warnings appear, if there are no
00:15:25good应对测, this may trigger a series of social
00:15:46At first, he used Facebook to chat with me.
00:15:52And we had been chatting for about half a year, and since we were already very close, he started calling me "wife".
00:16:00The male lead played the role of a perfect partner, showing care and concern every day, providing full emotional value. Zhang
00:16:07was swept up in the joy of romance,
00:16:10gradually changed. oblivious.
00:16:15Gradually
00:16:15changed.
00:16:42Trust in each other, coupled with the initial taste of some profitable sweetness, Ms. Zhang gradually let her guard down and finally fell into this
00:16:46meticulously planned fraud trap by her "husband".
00:17:01The so-called "sister" is actually a specialist who handles loan applications.
00:17:05At first, through online operations, she guided Ms. Zhang to apply for a loan
00:17:09from a financing company, step by step pushing her into the abyss of debt.
00:19:37In recent years, it has become a trend. It seems convenient and fast, but it conceals high
00:19:41interest rates and various hidden fees, as well as unclear
00:19:45contract terms. Many borrowers therefore fall into a debt quagmire, and eventually
00:19:49are overwhelmed by layers of repayment pressure, unable to breathe
00:19:52.
00:19:57All crazy calls. Over one million
00:20:00in debt.
00:20:01.
00:20:37Debt collapse triggered a series of social tragedies, and thus promoted the enactment of the
00:20:41Consumer Debt Clearance Act. However, in recent years, disputes over financing
00:20:45and consumption, due to the government's lack of a unified channel for handling, related incidents have not been
00:20:49comprehensively counted.
00:21:20They track your phone, your social media, and what you want. Then,
00:21:24they can lend you money for anything
00:21:25.
00:21:29The first thing you think of when you wake up in the morning
00:21:32.
00:21:41Qiao Qiao, who also suffered a relationship scam of 6 million yuan, tearfully recounted
00:21:44the entire scam process. She recalled that the entire procedure was like a systematic
00:21:47one.
00:24:22In this era, almost no one can avoid being scammed. A phone call,
00:24:26a visit to a store, or clicking on a web link can make you a victim of
00:24:30a scam. How to protect yourself? We will discuss this after the break.
00:25:50Where is the field?
00:28:14According to data from the Taiwan Information Security Development Council, 40% of people worldwide report having been scammed, but only 4% have a chance to get their money back.
00:28:26According to police statistics, in 2020
00:28:29there were 23,000 cases, and in 2023, 3.
00:28:47Among these fraud cases, fake investment fraud accounted for the highest
00:28:49proportion, 35.9%. Fake online auctions ranked second
00:28:52with 23.9%. Third was general shopping fraud
00:28:56with 10.7%. The number of fraud cases and the amount of money lost are constantly
00:28:59rising, especially with AI technology.
00:30:33There are also consultants familiar with finance and regulations, and hackers with digital technology backgrounds.
00:30:37They are good at using human weaknesses to defraud people. As long as people
00:30:41swipe a finger, press a call button, or click on a related website link,
00:30:45it is truly necessary to be extremely vigilant
00:30:51Some citizens reported receiving calls from someone claiming to be the New Taipei City Fire Department
00:30:55captain, stating that they were involved in fraud and their personal information had been
00:30:59misused.