119 S 113

Promoting New Bank Formation Act of 2025

Congress119
ChamberSenate
TypeS
Number113
Introduced2025-01-16
Cosponsors1

Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2025-01-16

Read the Bill

Primary sources on Congress.gov:

Cosponsors (showing 1 of 1)

R · Sheehy, Tim (Montana)

Persona Takes on This Bill

Statement-vs-Vote Gap (Pressure Desk)

Anti-Iran-hostility rhetoric from Democratic sponsors exceeds procedural action by 92 days; Mast's silence and absent discharge pressure reveal the gap between stated urgency and tactical restraint.

The receipts don't match the rhetoric, and neither do the bank records. Start with the administration: Trump claims 'very deep' negotiations with Iran; Iran's Foreign Ministry says no direct talks exist. Per the intel roundtable, BBC's multilingual services are running live blogs on this conflict—Washington isn't controlling the information environment. That's a Statement-vs-Reality gap at the executive level, but Congress has its own version. Rep. Gottheimer (D-NJ) and Rep. Moulton (D-MA) are both vocal on restraining Iran hostilities. Gottheimer's resolution has the procedural path; Moulton's has the cosponsor muscle. Yet neither has forced a vote since April. The unanimous consent agreement on H.Con.Res. 75 was secured April 27—before the current operational pause, before the latest round of strikes, before Trump's 'very deep' claim. If the situation has escalated, why hasn't Mast been pressured to call it up? Or if members truly believe hostilities must end, why no discharge petition? The OpenFEC data adds a parallel track: $749,383 from WINSENATE opposing Michael Whatley (R-NC) in a Senate race; $398,250 from NORTHWOODS FUTURE PAC supporting Michael Alfonso (R-WI House); $200,000 from NORTH STAR DAWN PAC opposing Margaret Flanagan (DFL-MN Senate). None of these directly touch Iran votes, but the $2.06M in independent expenditures over 30 days shows outside money is flowing in competitive races. If Iran hostilities become a voting issue, the IE pressure will follow. For now, the gap is between anti-war floor speeches and the absence of recorded votes. The market can't price what doesn't trade—no active Kalshi markets on Iran legislation were in today's input—but the implicit probability of passage is near zero without Mast action, regardless of what sponsors say on cable.

2026-07-28

Dana Kessler (Intel Desk)

Iran and the U.S. are publicly stating contradictory positions on whether talks exist — the discrepancy itself reveals which side needs the diplomatic optics more urgently.

The story has shifted three times in 48 hours. The shift itself is the signal. We started with active strikes, moved to a pause framed as tactical, and are now in a zone where Trump claims 'very deep' negotiations while Iran's Foreign Ministry formally denies direct talks are occurring. These are not reconcilable positions — one party is managing its domestic audience, or both are. The BBC Persian, Swahili, Somali, Hausa, Amharic, Bengali, and Urdu services are all running live blogs on this conflict, which tells you this is not a story Washington is controlling the information environment on — it is being read and interpreted by dozens of regional audiences simultaneously, each with their own signal-decoding. The Ynet story about anti-Semitic influencers being invited to Iran and monetizing pro-Iranian content to tens of millions of followers is a dimension of this conflict's information layer that Western security analysis systematically underweights. That is a narrative warfare front running in parallel with the kinetic one.

2026-07-28

Federal Agencies on This Bill

Posts from federal agencies in the last 24 hours that match this bill's identifier or title keywords. Grouped by voice class — executive framing carries the administration's perspective; regulators speak to implementation; oversight bodies aim for neutrality. Read across, not just within, a single voice class.

Executive branch (framing — read with awareness)

Press releases and statements from cabinet departments and the White House. These are the administration's own framing on the bill or its policy area, not neutral analysis.

CISA executive Mon, 27 Ju

CISA Adds Two Known Exploited Vulnerabilities to Catalog

CISA has added two new vulnerabilities to its Known Exploited Vulnerabilities (KEV) Catalog, based on evidence of active exploitation. CVE-2025-68686 Fortinet FortiOS Exposure of Sensitive Information to an Unauthorized Actor Vulnerability CVE-2026-16812 Arista VeloCloud Orchestr

Regulators (rule-making and recall language)

Output from FDA, CDC, EPA, SEC, FCC, FTC, NHTSA and similar bodies. These are typically issuing rules under existing statutory authority — useful signal for which provisions of a bill would actually be implemented and where.

NIST regulator Wed, 22 Ju

NIST Announces Funding Opportunity for 14 MEP Centers to Advance Small and Medium-Sized U.S. Manufacturers

NIST MEP will host an informational webinar on Tuesday, July 28, 2026, at 1 p.m. ET to provide general information about this opportunity and guidance on preparing applications.

SEC regulator Tue, 21 Ju

Remarks at the Small Business Capital Formation Advisory Committee Meeting

Paul S. Atkins, Chairman

SEC regulator Tue, 21 Ju

Seeking Public Comment on Seeking Public Capital: Remarks Before the Small Business Capital Formation Advisory Committee

Commissioner Hester M. Peirce

SEC regulator Tue, 21 Ju

Remarks to the Small Business Capital Formation Advisory Committee

Commissioner Mark T. Uyeda

SEC regulator Mon, 27 Ju

Small Business Forum’s Report to Congress Highlights Recommendations to Improve Capital-Raising Policy

The Securities and Exchange Commission released a report to Congress today highlighting policy recommendations from the SEC’s 45th Annual Government-Business Forum on Small Business Capital Formation. The report provides a summary of the forum…

Federal Register regulator Mon, 27 Ju

Privacy Act of 1974; Matching Program

In accordance with subsection (e)(12) of the Privacy Act of 1974, as amended, the Department of Health and Human Services (HHS), Administration for Children and Families (ACF), ACF Tech, is providing notice of a re-established matching program between the Department of Veterans A

Federal Register regulator Mon, 27 Ju

Modernizing Reactor Licensing, Safety Oversight, and Siting Practices; Correction

The U.S. Nuclear Regulatory Commission (NRC) is correcting a notice published in the Federal Register on July 16, 2026, regarding the modernization of reactor licensing, safety oversight, and siting practices to address sections 5(f), 5(h), and 5(i) of Executive Order 14300, and

Federal Register regulator Mon, 27 Ju

Agency Information Collection Activities; Proposed Collection; Comment Request; Extension: Rule 15c1-6

Independent oversight (CBO, GAO, Federal Register, Congress.gov)

Non-partisan analysis: CBO cost scoring, GAO investigations, Federal Register rule publications, and Congress.gov legislative tracking. The closest thing to neutral framing on a bill's likely effect.

GAO (oversight) oversight Wed, 22 Ju

Military Health Care: Information on Use of and Access to Toxic Exposure Records

What GAO Found The Individual Longitudinal Exposure Record (ILER) is a web application that links service members’ and veterans’ military toxic exposures and related information from Department of Defense (DOD) and Department of Veterans Affairs (VA) databases. DOD and VA intend

GAO (oversight) oversight Wed, 22 Ju

Funding Status: Infrastructure Investment and Jobs Act and Inflation Reduction Act

What GAO Found The Infrastructure Investment and Jobs Act (IIJA) and Inflation Reduction Act (IRA) provided budget authorities for transportation, infrastructure, and energy projects. Together, the four agencies selected for this review—the Environmental Protection Agency (EPA),

GAO (oversight) oversight Fri, 24 Ju

Rideshare and Taxi Safety: Information on Assault Data, Safety Features, and Background Checks

What GAO Found Rideshare and taxi services help meet the transportation needs of people in the U.S, but stakeholders have raised questions about the services’ safety. Available data sources do not provide a full picture of the number of rideshare and taxi assaults against drivers

Markets vs Bill

No directly-mapped prediction markets indexed yet for this bill's policy domain.
Cite this page

APA

Apprised.news. (n.d.). 119 S 113: Promoting New Bank Formation Act of 2025. Retrieved 2026-07-28, from https://apprised.news/bill/119s113

MLA

"119 S 113: Promoting New Bank Formation Act of 2025." Apprised.news. Web. 2026-07-28. <https://apprised.news/bill/119s113>.

Chicago

"119 S 113: Promoting New Bank Formation Act of 2025." Apprised.news. Accessed 2026-07-28. https://apprised.news/bill/119s113.

BibTeX

@misc{apprised_119_s_113_promoting_new_bank_formation_a,
  title = {119 S 113: Promoting New Bank Formation Act of 2025},
  publisher = {Apprised.news},
  url = {https://apprised.news/bill/119s113},
  note = {Accessed 2026-07-28}
}